My answer is neither. Healthcare should be treated the same way that we got a man on the moon. The core of the goal should be finding cures for diseases, and not on insurance.
We cannot get cures when the drug companies are profit based. A life long treatment is worth more for them then a cure. The first is like an annuity, while the second is like a lump sum payment.
To effect cure, medical patents should be eliminated. Difficult when the system is for profit.
The last real major medical cure, as far as I know was the Salk vaccine for Polio. And Polio is still a major problem in some third world countries, as is Tuberculosis and other curable diseases.
I have seen too many people die long agonizing deaths while having some great health insurance. I would rather have cures.
Without going to a hub length explanation.
Health quality should be the focus rather than on having insurance. Having insurance without quality is just profit for the businesses running the medical "Industry".
I was told by one medical specialist that he was not bound by the Hippocratic Oath. So, it is more like an industry today. Contract doctors punch in and punch out.
Finding a good doctor, and a good hospital has become very difficult over the years. As is very a good car mechanic and dentist or any professional.
As far as Medical Research and all those that we donate to for finding cures. First, they have come up empty, and second those associates for the most part are making money for them, more than the disease fighters.
MD is still around, but Jerry Lewis is 90 and not strong enough to continue his telethons. My point is that more than 60 years of donations for research have not resulted in cures. We are merely happy to have some progress.
The bulk of the technology has benefited surgery, but surgery is not a cure. It is taking out the bad parts, and hoping the rest of the body can more on. This is a wonderful thing, but it is not a cure.
BTW, the insurance companies have forced us into needing multiple insurances and coverage for a single body. We need separate insurance for prescriptions, another for visions, another for dental, home care, and therapy just to name the popular ones.
So, I am for whatever takes the profit out of the health industry. And that eliminates anything we have today, or is being proposed.