i disagree with you jay. those who can afford to pay more just work harder than others and either got lucky at promotions or just are smarter and make more than others. with your way of thinking, a poor man goes and buys a loaf of bread for $1 and a rich man should pay $4 for the same bread. if his bread comes with butter and sauces, then yes he pays more for the upgrade. but the rich should not be punished for just being rich. most of them earned it.
as far as the insurance companies paying back their profits , why? are they not in business to make money and by doing so creating jobs. we sit here on our computers and some of us bitch about the rich having too much and not sharing. how many jobs were created by the invention of the personal computer? all the manufacturing, distribution and internet jobs. all the web pages, advertisement and so on. yet some want to demonize mr. gates for being rich. if you don't like a product don't buy it. if you hate the rich, stop buying anything. live off the land, ride a horse and stop using electricity. i have lived that way and it can be done.
the rich either give jobs to us or create jobs from their products or ideas. i'm glad i live in a country where i had the chance to get rich. i never did and am quite poor, but i had as much of a chance as did mr. gates or mr. obama.
do you know how rich he is?