It's essentially the same premise as going on a shopping spree with someone else's credit card. Since it's not your money, you couldn't care less.
And as for Americans getting a break, that won't happen until we stand up and do something about it. It's been 200+ years since the last revolution, one that was founded on the basis of overcoming an oppressive, tyrannical regime. I personally believe that the founding fathers knew that the institution cannot help but become the oppressor as time and rot sets in. I also suspect they would've expected another rebellion. It seems that the only way for this corruption, complacency, and criminal incompetence can be avoided is to overturn the ruling system every hundred years are so. And guess what? We're overdue.