God is not unrighteous is what an holy book once said. And I believe it is true to this day. No, no one is destined to be poor. It is our choices that take us to where we are.
But do not regret taking your student loan as you got value for it greater than the physical dollars - your education. With that you can conquer anything if you do not give up! Determine to pay your loan back so that other students who are in need of it may draw on the funds too.
Back to your situation, though you wrote 5 months ago; as I said you need to review your choices. Like the loan, there were probably many other students who took the same loan at the time you did. Yet your experiences are different. What might account for this could be your disposition, your orientation, and your vision for your life - what you expect of you!
What do you spend your money on? Are they that needful? Can you do without some of them for now? Do not go spending all your tomorrow's money today, you'll be yoked.
Your having 2 jobs presupposes that you are not lazy. While 'hard-working' is good, these days you need to work smart. By that I'll like you to consider if you could not be doing something more productive with the time you spend on the less favoured of the two jobs you have.
Really to the point, you should reorganize yourself. Reset your priorities. Do not let all the show around these days get you living a life not meant for you. If you are not earning more, then cut back on your expenses, and you will be amazed at how much savings you will create.
Never spend all your earnings as a principle. Keep some of it aside regularly. Yes, even though you say it is not enough. You should also give to charity. It draws good to you by way of winning ideas and networking. Believe me, you can still give from where you were standing 5 months ago. All the big shots have foundations and trusts. If you will be rich you must have tributaries from which they flow to others. You can't get rich keeping it all to yourself. That's the way God planned it.
Then, with all these rearrangement going on with you, your eyes and heart will open up to entrepreneurship - whereby you seek to create wealth yourself not waiting to get paid salaries.
Best wishes. Hope you get there!