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Why I Love Obamacare

Updated on September 17, 2014

Calling all facts about the Affordable Care Act

The Supreme Court has ruled that the Affordable Care Act (Obamacare) is constitutional. This is a very controversial issue; some people may be initially turned off by my title. I kept hearing conflicting things in the media so I decided to find out for myself what Obamacare really entails and what it would mean for me and my family. I now realize how much misinformation is being circulated so it's my goal to provide an accurate summary of what Obamacare truly does and what it means to families and individuals across America. It truly will help many families in a big way.

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How do you feel about Obamacare?

Are you for or against Obamacare? Why?

For

For

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    • anonymous 3 years ago

      I LOVE the ACA because although I retired early to help my elderly parents, I am able to afford health care solely due to the ACA.

    • Tom Christen 4 years ago from Switzerland/Ecuador

      Ok I am not american, but what I know I would go for it! Because I think it is nearly the same like in Switzerland...

    • Finn Mauritzen 4 years ago from Wading River, NY

      It's a step up. There is still much work to do. There are still too many without coverage. It is still too expensive.

    • kevkev227 lm 4 years ago

      For it...nobody should go bankrupt because they are faced with a catastrophic medical problem.

    • Brian Stephens 4 years ago from France

      Having benefited from the National Health Service in both the UK and France I cannot argue againts healthcare for all, it has to be good. But it does come at a price and needs to be managed effectively and efficiently for it to work and keep costs to the tax payers at a minimum level.

    • anonymous 4 years ago

      No one should have to die because they cannot afford healthcare.

    • Ellen Gregory 4 years ago from Connecticut, USA

      People need to be able to obtain health insurance. I could not get any health insurance between the time my COBRA ran out and when I became 65 and eligible for Medicare. I called the state Insurance Commissioner and was told there was no insurance company that would insure a woman over 60 as we are high risk even though I had no health problems. I had to get a policy through the Insurance Commissioner for "high risk" individuals, which cost $900 a month and covered very little.

    • anonymous 4 years ago

      I think its the best thing the government has done since the great depression when it put poeple to work building roads, bridges, damns, state parks and many other public projects!Thank you America!

    • Gloria Freeman 4 years ago from Alabama USA

      I am for it, I think it is good for it.

    • Miha Gasper 4 years ago from Ljubljana, Slovenia, EU

      I am not from USA, but I believe it is good idea.

    • vinodkpillai lm 4 years ago

      Without getting into the details, it seems to be a very good idea.

    • sue826 lm 4 years ago

      For it. I think it's good for us. I just wish that Congress hadn't stripped it down.

    • veldagtz 4 years ago

      I just love it

    • DebMartin 4 years ago

      Oh I'm so very much for it.

    • Stephen Bush 4 years ago from Ohio

      I could not possibly be more strongly in favor of Obamacare other than making it totally universal health care (which they wanted to do but could not because of the usual healthcare lobbyist fighting).

    • Guided Abundance 4 years ago from Mobile, AL

      I need it!

    • Mark Falco 4 years ago from Reno, Nevada

      Mostly for it. I don't particularly like the reforms we got as I think they had a real opportunity to make a much larger step in the right direction and missed it. Yes, it's a step in the right direction but I worry no one will be brave enough to take the next step and that's really sad for this country where affordable healthcare is sadly lacking.

    • randomthings lm 4 years ago

      Love it love it love. It is a step forward for us. Our current system is not working for the people.

    • Melissa Miotke 4 years ago from Arizona

      I believe something needs to change in the quality and affordability of healthcare. Everyone should have access to healthcare. Obamacare is a step in the right direction to start to address and correct the problem.

    • flm_online 4 years ago

      We pay the most for our care and we get the middle of the pack (if not the worst) results. Access to healthcare is the first step in preventing a chronic condition and can also lessen the load on ER's which right now are being used as a primary care facility for millions of people, We all pay for that cost in higher premiums and reduced access for the true emergencies

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      • anonymous 3 years ago

        I love obamacare, I got sick in October.. Signed up 12/26/13. Deductible of 3500.00 with subsidies I will pay very little. I went to emergency room on the 3rd of January. My bill was 7998.00 . They still have not diagnosed me. This is getting crazy! I am going to have a knee replacement this year and maybe an elbow replacement. I don't like this arthritis. I figure I can have a joint or two replaced every year. Hope you all are benefitting as I am.

      • anonymous 3 years ago

        While I do not believe anyone should die because they cannot afford healthcare, to ask hardworking people to finance it with so many loopholes is irresponsible.I am not sure why someone should pay less for their own healthcare than their cell phone bill, yet people with more money are expected to pay more than their car payment/mortgage in order to subsidize the healthcare of those who put cell phones ahead of their healthcare. That is wrong.

      • autofanatic 4 years ago

        Obamacare is a politically charged subject. Too many people are totally ignorant to what the law really does and simply follow the rhetoric of their preferred party. This is a shame.As someone that spent half a lifetime defending freedom, I can't help but wonder what Obamacare could be if we [Americans] were given a choice. All we have to do is look at the privatized Medicare prescription drug program and Medicare Advantage (e.g., HMO, PPO, etc) to see how people flock to these incentives when given the choice. Instead, we have a polarized America, to the likes we have not seen since the Civil War era.I'm a healthcare expert and have studied the Affordable Care Act at length. As mentioned by others, the law will have unintended consequences that will be far worse than the consequences of not reforming our healthcare system. The basic reason is that the poor and elderly -- the population most in need -- was already covered by the country's social safety net. By any measure, Obamacare will cause more people in the middle to loose insurance while taxing them more because they can't afford it.There's an old saying that "You can't legislate morality," and I think the same applies here. Just think what could have been accomplished by educating the population about good health and giving incentives to be insured. Instead, we have a massive population of citizens who smoke, drink too much, use narcotics, don't exercise, eat huge quantities of junk food and feel like the government (aka, their fellow citizens) owe them something.Obamacare is a rotten plan based on a great concept. Yes, all Americans should have access to good health care, but we deserve a better plan than the Affordable Care Act.

      • Barbara Isbill 4 years ago from New Market Tn 37820

        Unintended consequences will continue to damage our healthcare system. Our grocery store must limit hours of most employees because of expenses of healthcare. Only one example. Ask most local doctors what they think. I see it as a political scheme for power!

      • Keepingscore 4 years ago

        Obamacare like Romneycare does nothing to fix the underlying problems (to many expenses for to little care). It ignores market forces, the realities of human nature, and is already bankrupt.

      My personal opinion on health care reform

      Take it or leave it

      Let me start with what I think and then I'll tell you what I know. I think that as one of the richest nations in the world we have a responsibility to provide access to affordable healthcare. I've experienced firsthand that there are two big problems with health care in the United States. The first issue is in regard to quality of care and the second is how prohibitively expensive it is to have access to that care.

      There are so many people today unable to make enough income to support their families and it's not because they're lazy. As a business owner I used to have to spend hundreds of dollars to recruit a new employee. Now I only have to post on Craigslist and I'll receive hundreds of applications within an hour. Many of those applications will be from totally over-qualified individuals. People with master's degrees will apply for an entry level clerical position. They are willing to take jobs way below what their education should entitle them. Does this mean if something happens to them health wise and they can't afford the exorbitant cost of care that they should be left to die or go bankrupt? I don't think so.

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      I grew up in a progressive Midwestern city that offers fantastic health care. The clinics were clean, safe, and comfortable. Better yet my Dad worked for the state so we had great health insurance. So great that I cannot remember a time in my life where we had to put out a single cent for co-pay, deductible, or other such expense. When I heard of healthcare reform I was genuinely confused about what was wrong with the system. People never truly understand that something needs to be fixed until they experience the problem first hand.

      The first time I understood that something was wrong was when I accompanied my dying Mom to New York. We were there to obtain a second opinion from the renowned Memorial Sloan Kettering. This was after our local doctor had said that my Mom should go home and die; there was nothing else he could do for her cancer. The day we arrived she got very sick and was doubled over in terrible pain. We called an ambulance to be told there was a 3 hour wait for a vehicle. I had never heard of such a thing. Memorial Sloan Kettering said they wouldn't admit her since she was not yet a patient there for a couple of days. So we took a cab to the nearest public hospital and then proceeded to hurry up and wait. Wait the entire night in a dirty, disgusting waiting room. We were surrounded by drunks. No one made any attempt to help my Mom out of her excruciating pain. The hospital was just too full and too busy. I hope no one else has ever had to experience watching someone you love go through that kind of experience without having any ability to help them. Many hours later we were brought to a temporary ER room. It didn't have a single chair beyond the table for my Mom to lie on. The floor had multiple pieces of bloody gauze and splatters of blood. We were there so long and I was so exhausted I ended up sitting on that disgusting floor. She was later formally checked into the hospital after over a day of waiting.

      At one point my Mom was taken away to get some tests. She had been gone an exceptionally long time. I finally went to look for her and found her on another level in the hallway- abandoned and throwing up. I started to push her back to her room and was informed by staff I wasn't allowed to push her and a staff member would have to take her. I was only 20 at the time but I had to be her voice. Let's just say that a staff member became available very quickly.

      That whole New York trip was hands down the worst experience of my life. I pledged to myself at that time that when I was older and in any position of power, wealth or influence that I would become an advocate to improve quality of care.

      My personal health insurance and medical expense story

      The first time I understood something was wrong with health insurance was when I became pregnant with my first child. I had a personal insurance plan since my business is small and could not afford to provide a group plan. My plan didn't cover pregnancy as most individual plans don't. If they do it's for an astronomical premium and after an extended wait period. So much so that you may as well just pay for the pregnancy since paying those high premiums for years while waiting to be allowed to become pregnant would cost just as much in the end. I decided to skip the wait and pay out of pocket. I thought I would be smart and pay up-front and receive the cash pay discounts available. I paid the hospital many months before I was due to lock in the current year's rate. It seemed that the whole thing was going to cost around $6,000 including pre-natal care, testing and the delivery. Unfortunately my daughter was breach and I ended up having to do a c-section. The bills kept coming and coming. When all was said and done I spent $16,000 cash not counting what I was paying each month on health insurance premiums.


      The one silver lining or so I thought was that my policy did extend coverage for pregnancy complications. Their policy definitions included a c-section as a covered complication. I submitted the claim to my insurance and was denied. I filed a complaint with the director of insurance in my state which I won after several months. Happy day I thought I was going to recoup some of my money. That was not to be the case... My first problem was the insurance company took the expense for my daughter and the expense for me and we were each subject to separate deductibles and co-pays. Then the insurance company paid the hospital what was left and left the hospital to reimburse me.

      This is where things get interesting. I had already paid the hospital thousands and thousands of dollars and was considered paid in full. Yet when the hospital received thousands of extra dollars from the insurance company they changed me from cash pay to insurance pay. This means that the exact same services now cost much more. On a phone conversation with the hospitals billing department I was informed that they would try to work it so that I didn't owe any additional money. What? In the end they mailed me a check for exactly $100.00.


      This was a very eye-opening experience. Hospitals and medical providers can charge whatever they want. I once paid for a pap smear when I was uninsured and had asked what the cost was upfront. I paid around $120.00. Around the same time my sister received a bill in the mail after a pap for $750. In my pregnancy experience the hospital could profit from my original fee. When sent more money they just changed the fee so they'd be entitled to keep it.

      Insurance companies are for profit. To cover increasing expenses they have to either raise rates or further reduce coverage. Part of why hospitals need to charge more to clients with insurance is to cover the expenses of those without insurance that never end up paying their bill. It's estimated that this inflates prices that insured customers pay by an average of $1,100 per year. This experience made me realize that there were problems not just with quality of care, but a major problem with how the entire health insurance and medical system works as a whole.

      1. I should not have needed to go to the my state's Director of Insurance to get my claim paid. Anyone who knows how to read would have clearly understood that my situation was covered under the policy. As someone who works in the insurance industry I understand that insurance companies will deny claims and hope that the insured either doesn't have the desire or knowledge of how to pursue it. This is a totally unacceptable and unethical process.

      2. Something needs to change in the cost of medical care. The price should not be arbitrary depending on who's asking. Medical care is not a luxury it is a necessity. People need affordable access to it.

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      Do you think the U.S. needs health care reform?

      Regardless you believe in Obamacare or otherwise, do you believe the U.S. needs some sort of Health Care Reform? Please elaborate

      No, things are fine the way they are

      No, things are fine the way they are

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        No comments yet.

        Yes, some things do need to change

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          • anonymous 4 years ago

            Definitely. I met a lady who had breast cancer and when she passed the cobra period after being laid off couldn't continue with her treatments with the same physician and ran into major issues getting care. Needless to say this affected her state of mind and was detrimental to her health and well being while dealing with the complexity of cancer treatment. This is not just anecdotal. I saw versions of this over and over again when working with medical claims.

          • Aunt-Mollie 4 years ago

            Yes, America needs health care reform. It's so sad when people are turned away from emergency care for lack of insurance. This shouldn't happen!

          • Ellen Gregory 4 years ago from Connecticut, USA

            Yes. While I was working, my portion of the premiums and deductibles on my health insurance went up every year and my coverage went down. Meanwhile, I live in Connecticut the "insurance state" so we get to read how the CEO's of the companies are making $22 million a year plus stock options, plus hefty retirement packages. My physicians are all complaining that they can't treat patients the way they like as the insurance company restricts them.

          • anonymous 4 years ago

            I can't afford to go to a doctor or a dentist without insurance.. Hopefully I will be able to get health and dental some day! :)

          • Gloria Freeman 4 years ago from Alabama USA

            Yes, they need to change.

          • Miha Gasper 4 years ago from Ljubljana, Slovenia, EU

            Almost all countries in the world have problems in this area.

          • vinodkpillai lm 4 years ago

            Oh I do not have personal experience of the situation in the United States but you have settled the issue with your recount of your experiences. It needs to change.

          • sue826 lm 4 years ago

            Definitely. It's worked in other countries and I think it should be mandatory that everyone has to watch Michael Moore's "Sicko". It illustrates how it well it works

          • DebMartin 4 years ago

            Absolutely. As a self-employed person, I can't begin to afford the premiums for health insurance. And I know many others like me. Over the last 20 years of my self employment, my health insurance premiums have increased 500% (until I had to drop them several years ago) and my income has decreased by almost the same amount.

          • Tea Pixie 4 years ago

            I have too many people who have lost their homes, jobs, and businesses to healthcare fiascos. How can anyone think that this is okay?

          • Diva2Mom 4 years ago

            Oh Melissa, I'm on your side on this one! You know I got 7 kids so Health care insurance is deemed important in my family. But to be honest with you, since we're in the Military, I haven't really gotten a chance to get familiarized with our health care system and policy that is currently in place. I've been fortunate enough to experience great things about the health care system that the Military has been providing my family for many years. But after carefully reading your unfavorable experiences with our health care system, I totally, totally understand where you're coming from, and your dire need to speak up to fight for what you truly believe, and to be a strong advocate to deliver great quality of care. Oh yes, a health care makeover is a MUST! I am sorry for what you had to go through; a good health care system is supposed to take care of people, NOT to cause more more stress or trouble! I'll read more on the Obamacare so I can relate more to you personally on what I think outside the box of being in the Military :). Great lens! I truly admire your courage, for standing firm and strong to fight for what is right...and to be an advocate to improve quality of care inspired by your own experiences in life will be a remarkable thing to do. God bless you and your beautiful family!

          • Stephen Bush 4 years ago from Ohio

            Getting the insurance companies more if not totally out of the picture could happen with universal health care. The insurance companies are the problem, not the solution.

          • Guided Abundance 4 years ago from Mobile, AL

            absolutely

          • TeacherSerenia 4 years ago

            Hell yeah things need to change. Just watch the Mike Moore movie - SICKO and see stories of Health insurance - NOT being paid out for no reason at all despite the claimants having paid their premiums for years. Health insurance companies will go to ANY Length to NOT pay out and if they can find anything in your past that disqualifies you, they will find it and use it. I have read horror stories of people going bankrupt and/or losing their homes, because they could not afford their hospital bills. If people cant afford to pay for health care - then they will die. Does no-one in the USA CARE? Clearly they do not. Now about obamacare - .forcing everyone to pay for health care insurance is NOT the way to get this program started. Not everyone can afford to pay. Inevitably rates will go up. Insurance companies are LIARS by their very nature and despite Obama saying he will make sure that the rates stay at an affordable level - I guarantee you - that will NOT happen.

          • Mark Falco 4 years ago from Reno, Nevada

            Yes. Badly.

          • Keepingscore 4 years ago

            Lots of things need to change. For starters we need plain Jane health plans, the option to buy what could be considered truly major medical care. You get cancer or need to have an arm reattached you are covered. Break an arm or have a fever you are on your own. Medical malpractice needs to be reworked, more lawyers and lawsuits are hardly lowering the cost of care or increasing the quality. Need to be able to shop for insurance across state lines, would be able to take this coverage wherever you went and get the best price.There should be no employer paid health care. It should be the responsibility of every citizen to purchase their own health care, by using Health Saving Accounts, high deductibles, and a personal incentive to save money the system could improve. Extending childhood to the tender age of 26 is a bit far fetched. You can drive at 14 in many states, enter the military at 18, get married at 16 in some states, etc.... Surely young people today can take responsibility for their heatlh care a little bit sooner than 26, if we really at a point where they are 26 is the new 10 then we are in world of hurt.

          • Melissa Miotke 4 years ago from Arizona

            Quality and affordability of healthcare need to improve.

          The Story of the Affordable Care Act

          Myths about Obamacare

          There is a lot of misinformation, lies and rhetoric being intentionally circulated purely to suit one's political agenda. I believe it's important to understand what something truly is and what it does before taking a stance on one side or the other.

          • OBAMACARE IS A FEDERAL TAKEOVER OF HEALTH INSURANCE

            One of the main purposes of the law is to deliver millions of currently uninsured individuals to PRIVATE insurance. It does not include a public option and is not a form of universal coverage.

          • OBAMACARE IS A JOB KILLER

            The law will result in the loss of a small amount of low-wage jobs which will be offset by an increase in higher-wage jobs. It is also estimated that some employees will retire sooner because they no longer need employer sponsored health insurance. However this is a positive because it means that someone who wanted to retire now can. Plus their job then becomes available for someone else who wants it.

          • OBAMACARE IS IN PART BEING FUNDED BY CUTS TO MEDICARE

            In reality Obamacare is actually going to increase spending on Medicare. It has introduced a discount to help reduce the doughnut hole on prescriptions for Medicare recipients. It plans to completely eliminate the doughnut hole by 2020.

          • OBAMACARE IS FINANCIALLY BAD FOR SMALL BUSINESSES

            Businesses will not be required to provide health insurance unless they have 50 full time equivalent employees or more. This is not a very small business. Millions of small businesses are now eligible for a tax credit to help pay for health insurance costs and that credit will increase up to 50% by the year 2014. Independent estimates suggest that small business health care spending will actually decrease by 9%.

          Obamacare Cartoon

          What is the Affordable Care Act really? - 15 Reasons I Love Obamacare

          Some of the benefits are available immediately and other things will slowly roll. The plan will be fully implemented by 2020.

          1. Insurance companies can no longer deny coverage for pre-existing conditions.
          2. If you have a pre-existing condition you can get coverage through the new Pre-Existing Condition Insurance Plan.
          3. Insurance companies can no longer drop someone when they become sick.
          4. Children can remain on their parent's policies until age 26. This will bring more profit to health insurance companies. This is because they will receive more premiums without higher costs for these healthier individuals and this is a group of people who often go uninsured.
          5. The Medicare doughnut hole gap in coverage will be eliminated which will improve coverage and decrease costs for senior citizens.
          6. The maximum income to qualify for medicaid will be expanded to 133% of the federal poverty level. This is approximately $29,000 for a family of four.
          7. Those who don't qualify for Medicaid will receive significant tax credits as long as their income is below 400% of the federal poverty level. This is approximately $88,000 for a family of four.
          8. The act is expected to lower the budget deficit by $143 billion over the next 10 years. This will be achieved by raising some taxes and shifting more cost burdens.
          9. Large tax credits will be available to businesses to offer health insurance for their employees.
          10. Policies will no longer be able to exclude covering events like pregnancy. Minimum standards will be established. Now if you pay for health insurance and you need health care you'll have coverage.
          11. Lifetime coverage caps will be banned. This can literally save someone's life or at a minimum prevent them from bankruptcy.
          12. Insurance companies must use at least 80 percent of your premium for health services and improving care. If they don't then you'll receive a rebate check.
          13. Insurance companies will have to justify any premium hikes before an independent panel which will help keep premiums down.
          14. Certain preventative services will be included with health insurance policies such as check-ups, screenings, birth control and more. These will not be subject to a co-pay or deductible.
          15. Premiums will no longer be higher for women or people with pre-existing conditions (excluding tobacco use).

          Health Insurance Requirement Poll

          One of the components of the health care reform bill is that it will be required that all U.S. citizens carry health insurance. It can be purchased through work or on a personal basis. Low income families still have the option of applying for Medicaid. Mid income families will receive subsidies to help offset the cost of a personal policy.

          Auto liability insurance is required for street legal vehicles on U.S. roads. This is for the protection of others rather than for the driver. Should health insurance also be required since costs of the uninsured can affect other citizens or do you feel it should be an individual’s choice?

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          Do you believe everyone should be required to have health insurance? Why?

          See results

          Has this Obamacare Lens changed your opinion?

          After reading this lens has your opinion of Obamacare been affected at all?

          See results

          © 2012 Melissa Miotke

          All opinions about the Affordable Care Act welcome - Just please keep it clean

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              Melissa Miotke 2 years ago from Arizona

              Thanks for taking the time to read the article! I'm definitely in agreement with you that we need much more in the way of healthcare reform!

            • FitnezzJim profile image

              FitnezzJim 2 years ago from Fredericksburg, Virginia

              This is an interesting and a well written article. I visited the article because of your question on HubPages about HubScores.

              The sort of experiences you described with HealthCare are the sort of thing that our government had sought to be corrected. That said, two years after this article was written, I will offer the following -

              1) The United States government has a long history of solving every problem by creating another bureaucracy. A federal bureaucracy approach to solving a problem helps no one. It is an additional tax burden on us.

              2) The new system is to be administrated by the IRS. The IRS has recently been in the news for playing favorites with respect to who is exposed to their ‘investigations’. They are also in the news for hiding the truth, by ‘losing’ e-mails. This means we have a bureaucracy that demonstrably exhibits favoritism and lack of forthrightness that is now responsible for our HealthCare.

              3) We are starting to see indications that HealthCare professionals are being laid off.

              4) We are seeing reports that the existing government run HealthCare (for veterans) has major flaws, flaws serious enough that people die while waiting for care.

              This leaves me with the opinion that America still needs HealthCare reform.

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              Gayle Dowell 4 years ago from Kansas

              I'm still not sure how I feel about this complex issue, but you have provided a lot of good information on the topic. Thanks.

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              Barbara Isbill 4 years ago from New Market Tn 37820

              Interesting lens. Thumbs up. But, I do not like Obama care as a policy. There has to be a netter way!

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              sybil watson 4 years ago

              You've made this complex issue so much easier to understand. My husband just became self-employed and I had hoped that Obamacare could offer us more affordable insurance, and it looks like it will with the tax credits. I'm so sorry for the tragic experience you had with your mom - that shouldn't happen to anyone.

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              pbrandon65 4 years ago

              I can't understand why people would think offering health care to people who can afford it the less is a bad idea.

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              Loretta Livingstone 4 years ago from Chilterns, UK.

              It was good to finally read an article by someone who is FOR Obamacare. As someone from a country with a national healthcare system I struggle to understand why people don't think it's a good thing. Fear of the unknown maybe?

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              CoolFool83 4 years ago

              This is a wonderful, and well written lense. I'm for it.

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              Ellen Gregory 4 years ago from Connecticut, USA

              Great job writing this. Hopefully it will enlighten some of the people who are afraid of it.

            • profile image

              cmadden 4 years ago

              This is a very well done presentation of The Affordable Care Act, nice to see!

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              Gloria Freeman 4 years ago from Alabama USA

              Hi great lens, I enjoyed reading it.

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              anonymous 4 years ago

              @Camden1: Let's all hope so. It would be wonderful if everyone could get the care they need.

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              Miha Gasper 4 years ago from Ljubljana, Slovenia, EU

              Good points. I hope there will be more health care and less greed in the future.

            • Camden1 profile image

              Camden1 4 years ago

              I think Obamacare is a step in the right direction towards getting every American affordable, high-quality health care.

            • Melissa Miotke profile image
              Author

              Melissa Miotke 4 years ago from Arizona

              @Rosetta Slone: Thank you so much for your kind words. I totally agree that health care is a human right. I think its funny that so many in my country say things like we dont want to be like France, they hate their system. Anyone Ive ever known from France has not had a bad thing to say about their health care system. I hope we catch up to you someday!

            • Rosetta Slone profile image

              Rosetta Slone 4 years ago from Under a coconut tree

              What a brave and heartfelt lens. Growing up in Australia, and now living in France I've never had to experience the things you've had to. I paid nothing to give birth to my beautiful boy, from the ambulance ride to several days in hospital and all the tests and procedures that took place. The story about your mother made me cry. I don't understand how anyone can be against universal healthcare, it's a human right imo. I'm crossing my fingers for your country. x

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              anonymous 4 years ago

              My brain neurons just don't fire like they used to. At one time I had come to conclusion that there were 3 industries in this country (USA) that created a Bermuda Triangle effect that nobody could explain, solve or control. I'm going to have to do a Governor Perry "Oops!" on this because I can't remember the other 2, but I do remember one of them was INSURANCE!!

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              Stephen Bush 4 years ago from Ohio

              SquidAngel blessings. It should be considered criminal that the lies and distortion about Obamacare are still actively circulating. Obamacare is a wonderful step in the right direction toward universal healthcare.

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              Guided Abundance 4 years ago from Mobile, AL

              Bless you for starting the conversation.

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              Mark Falco 4 years ago from Reno, Nevada

              *sigh*. Honestly, coming from a country with so-called "free" healthcare (no it's not free but it doesn't bankrupt you when you get sick either) and watching the health care debate here in the US was completely befuddling. People have been sold so many lies about other country's healthcare systems that they are willing to get absolutely screwed over by the one they have rather than accept any kind of change. Newsflash: Europeans LOVE their healthcare systems and no, they're not all socialists or whatever other scary moniker you want to attach to them. Yes, they complain about their systems but if you try to change them you'll have a riot on your hands and no, healthcare isn't bankrupting those countries either despite what you'll see and read in the US. You see, Europe and many other countries found a way to keep healthcare costs down without lowering the level of care - they took insurance companies out of equation and/or they don't let them or big pharmaceutical companies dictate the costs. There's a reason why the same drug costs 1000 times more in the US than it does in France or Germany. Leaving these big corporations in control of prices is the reason why healthcare costs so much here but the level of care ranks amongst the lowest. This system is in desperate need of reform and really ought to be the best in the world after that reform. After all, we have everyone else to look at, so take their best parts of their systems and avoid their mistakes. Don't want to go with a socialized system because that word scares you? Then adopt the German model which is solely based on private insurance but without the killer costs and no denial of insurance because they regulate prices. The Affordable Care Act as it stands does little to stop rising costs as it leaves the insurance companies in control of pricing and that's a big, big problem.

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              Keepingscore 4 years ago

              This thing is destined to implode, one only has to look at the model, Romneycare. Already Romneycare has the highest costs of all the states and rationing of services is already being planned. The problem with both attempts at reform is they ignore reality. Some people need to pay more for insurance. Old people get sick more often and use more medical care, it's not fair to overcharge younger people to make up the difference. In addition this takes away from the income young people need to pay off college debts, buy a house, or start saving for retirement. This is little more than a transfer of wealth from a younger generation to an older generation. Along the same line of thought, women should also be charged more for medical care. Women get discounts for life insurance and auto insurance for being women as they are in a lower risk category (which is acceptable), so why is it wrong to charge more for medical insurance as they incur larger costs? People need more options. Paying a doctor $300 so she can tell you what you already know (your kid has an earache), is a waste of your money and her time. Could be handled for $5 at the pharmacy by someone far less educated. Need to dismantle the American Medical Association or at least by-pass it. Currently the AMA limits the number of doctors in order to create an artifical shortage of doctors so higher prices can be charged. Couple this with tort reform and you could seem real improvements in cost containment.Final area is we need to have a real discussion about quality of life versus quantity of life. Not that I want to be the one pulling the trigger, but there has to be some limits on how much we can spend on people. Whether it is pre-mature babies or elderly patients. Does it really make sense to spend $20,000 a day keeping a premature baby alive that will have serious health issues for the rest of it's life, or spending $500,000 on a heart transplant for a 75 year old man? There has to be some limits somewhere unless we are willing to spend everything we make on health care.

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              flm_online 4 years ago

              I am certain that the Affordable Care Act will improve our nation's health care results because the model has already been proven under RomneyCare