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10 Reasons Why You Shouldn't Get Married
There are numerous reasons to get married. How about reasons not to get married?
Reasons to wait a minute before taking the plunge are plentiful
If you are walking down the aisle anytime soon, you may want to read this one article. This is a list of reasons why you should not get married. If you do not have a current list, you may proceed. However, if any of these reasons cause you to pause, think about taking the leap of faith and your personal reasons not to get married before you do.
Over 50% of marriages fail in the first three years. When you walk down the aisle you hope that you are the 50% that don’t end up in divorce. Who married anyone with the feeling that they would divorce?
Reasons not to get married
· Your taxes will suck is one of the best reasons
No matter what you do, married couples get screwed on their taxes. Regardless if you are filing separate or filing jointly, you get stuck with a tax bill. Even married filing single doesn't get you ahead.
The worst is the couple that tied the knot in the middle of the year and didn’t adjust their taxes from single to married. You will always end up paying when you are married filing taxes.
· Changing your last name if you are the Mrs. is a reason
This is a process that takes FOREVER. You have to change your last name on every piece of paper you have ever touched. This includes your passport, driver’s license, and social security card. Years later you will still receive information or mail with your maiden name. If you divorce, don’t bother trying to change it back. What a hassle.
A name change is in the cards after you tie the knot. If you don’t legally change these documents you can’t even file your taxes in most situations.
· Changing your insurance on the car, house and life is a reason
Do you realize if you don’t change the beneficiary on your insurance paperwork that you won’t get the income if anything happens regardless if you are the spouse? Get these things done a.s.a.p.
You would hate to find out after the house burned down that you don't have coverage for all of your personal things inside simply because of a simple name change on the insurance paperwork.
· Your bills are his bills and her bills are your bills is a big reason
Remember that student loan that you didn’t know anything about? Well it’s yours now. Remember how hard you worked to keep your credit great and she didn’t? Well that bad credit is yours now.
· It’s difficult to remember you had a name change is a good reason
If you are sitting in the doctor’s office and they have called a patient a couple of times, look up from your magazine it may be you. Remembering you have changed your name takes a while. Test out that new signature and find out if you like it. Signing the wrong name on an important document can really get you in hot water.
· Hopefully your new last name goes with your first name is a great reason
It would be great if he had a cool last name. What if your first name was Penny and his last name was Nickel. That does suck but I have heard worse
· Don’t hyphenate, either change your last name or don’t
Either you change your last name to his or you don’t. Do you realize the marriage license allows him to change his last name to yours? Why don’t men do that more often?
· If you are the last family member in your family with your last name and you are a woman getting married, your family's last name will be gone forever. Think about this before the ceremony
When you change your last name to his last name and you don’t have any other male decedents in your family with your last name the name is gone forever for your family
· You cannot withdraw your retirement or 401K without her consent is a money reason
She owns you. Literally. Want to withdraw that 401K? No problem. Gotta ask her for an okay. How about that retirement ? Ask her before you make a move for your money that you worked for a very long time.
· If you don’t enjoy the in-laws, get ready to spend all the important moments in your life with them. This is a big reason
The holidays, the birth of children, birthdays and anniversaries. Suck it up and take a pill. Fun times are ahead. Next to a root canal what more can you ask for.
These are several reasons not to get married. Look them over and think about them. If you are okay with these you are ready to take the plunge. If you are second guessing any of them and considering that you should not get married, maybe you should wait a while. Think about it......oh well.