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Engagement Rings: How To Save Money When You Buy One!

Updated on December 14, 2015
Diamonds are not your only choice when it comes to engagements!
Diamonds are not your only choice when it comes to engagements!

Engagement Rings: You Do Have Money-$aving Options!

80% of American women receive diamond engagement rings--and diamonds are expensive. So what do you do if you want to get engaged, but don't want to spend an exorbitant amount of money on a diamond ring*. (It's estimated that the average cost is about $3500-$4000.)

There are options to diamonds and besides, many women would prefer other gemstones to diamonds and here's where you may find an affordable option.

* A ring is merely a formality. If a man asks you to be his wife and you accept, you are engaged, ring or no ring.

Rubies are one example of a colored gemstone.
Rubies are one example of a colored gemstone.

Colored Gemstones: A Wonderful Alternative...

Colored gemstones are stones like rubies and emeralds and sapphires--and there are many others. These are beautiful alternatives to diamonds and they can be flanked with a few small diamonds, if you desire, to really make them sparkle.

Some women may even like birthstone engagement rings, which may include:

  1. January: Garnet or Rose Quartz
  2. February: Amethyst or Onyx
  3. March: Aquamarine or Bloodstone
  4. April: Diamond or Rock Crystal (Quartz)
  5. May: Emerald or Chrysoprase
  6. June: Alexandrite, Moonstone or Pearl
  7. July: Ruby or Carnelion
  8. August: Peridot or Sardonyx
  9. September: Sapphire or Lapis
  10. October: Opal or Tourmaline
  11. November: Topaz or Citrine
  12. December : Tanzanite, Zircon or Turquoise

These stones can be beautifully set in a design of your choice, or how about featuring the bride's and groom's birthstones together?

Emeralds are a wonderful example of another type of colored gemstone.
Emeralds are a wonderful example of another type of colored gemstone.

Pawn Shops: Don't Forget Them!

I buy jewelry at pawn shops and so should you! Speaking of colored gemstones? A few years ago, I found a gorgeous emerald in a pawn shop, about three carats, pea green and clear. It was set in 18K gold and surrounded by small diamonds. I paid $600 for it.

I couldn't resist this ring and even though I don't care for emeralds, I bought it. A friend of mine, a jewelry wholesaler, took a look and said he'd sell it for me and sent it to a prestigious jewelry store in Washington D.C. When I didn't hear back, I asked him to retrieve the ring.

It still retained the price tag from the jewelry store: $5,000. I told my friend i'd keep the ring and I have it to this day.

Moral of the Engagement-Ring Story: That emerald ring would have made one, fabulous engagement ring for the small cost of resetting--and a valuable one to boot!


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