My advice to people is always start off with determining what it is (you) truly want. Just for a little while stop thinking in terms about what your mate is not doing or what his mother is not doing. It's a waste of time and energy! After all the only person you can control is yourself. So I ask you; What do YOU want? Is the lack of money the "real issue" between you and your husband? Or are you "too different" when it comes to having goals, desires, and dreams for the marriage? If you won $10 Million in the lotto would you be happy to give him his 50% and go your separate ways.... Do you see you honestly see your husband as being the man you are "madly in love with" and want to spend the rest of your life? Do you secretly regret choosing him to be your husband? Do you love him as "he is" or would he have to "change" in order for you to be happy??? Ultimately we are all looking for someone who will love and accept us as we are. There is no "right" or "wrong" for the most part in relationships. There is only "agree" or "disagree". The best relationships are between people who (naturally agree) on the major things in life.
Does your husband have the same prioties for the marriage as you?
There are only two ways to experience joy and peace of mind in relationships. We either get what we want or we learn to be happy with what we have.
Only you can decide what is a "deal breaker" for you. If you are interested in further exploring what I have to say you may want to check out my book. "My Cat Won't Bark! (A Relationship Epiphany) http://www.amazon.com/Cat-Wont-Bark-Relationship-E...
Best of luck!