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Life insurance is for the survivors, not the insured person. I worked full time for over 40 years, plus was a mother, primary parent for 2 children, chief cook and bottle washer, as they say, chauffeur, etc. so my answer is Yes.
Yes, for the survivors, but unless you're wealthy enough to buy a mega-policy with a huge payout, the benefits won't last long enough to do much good; it will really not cover much more than the funeral expenses.& If that rich, you can 'self-insu