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Diligence and Your Money
Knowing Where you are
Solomon was one of the wealthiest men who ever lived and the book of Proverbs which held many of his writings declares to be diligent to know the state of thy flocks. Many people today fail to take the necessary steps to find out where they are financially. They may be diligent in spending more than they are bringing in or refuse to deal with their debt by sticking their head in the sand and hope that everything simply goes away.
The first step should be knowing where you are financially! Consider that even debt consolidation businesses require totally adding up bills and debt to get an accurate view of where one is. This must be done in order to figure out where and in what direction one can go. There is always a way out of debt but diligence must be applied (constant careful effort) to safely find that way.
Fire evacuation plan
When I was younger our home caught on fire with over one hundred thousand dollars worth of damage. Fortunately no one was home at the time and no one got hurt or injured. Even as a child I can remember the devastation and hopelessness I felt during all of the chaos and confusion. Now I can look back and see how from that point of reference that my parents became diligent in finding another place to put us children in and starting all over again.
But the house that we later moved in was better than the one that burned down. Tragedy brought triumph and diligence was a major part of that victory. Many times it is not until the house burns down in ones life that one begins to take on a more serious attitude of assessing the damage of the moment and going on toward better and bigger things.
Knowing where you are continued:
In unfamiliar hotels there are fire evacuation plans that give a point of reference of where a person is at that moment and where to exit from that point of reference. The key to escaping in case of a fire is knowing where one is at that moment. The plan may highlight the point of reference or say something like "you are here" because if you don't know where you are, you will not know where you are going. Until a person really knows where they are financially, they may not know where they are going financially. As hard as it may be, take a realistic look at debt and set up a budget so that 'out go does not exceed income'. Seek a financial advisor if needed and don't stop or give up.