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Mantra Meditation for Wealth and Prosperity

Updated on October 18, 2009

The Hindu Goddess Lakshmi

The meditation I want to share with you uses an easy to learn mantra to attract wealth and prosperity through the positive energies of the Hindu Goddess Lakshmi (quite often spelled Laxmi). She governs many positive attributes including wealth, prosperity, courage, light, generosity and wisdom. Lakshmi is typically depicted as an extremely beautiful woman with four arms. Descriptions of Lakshmi vary somewhat. I will describe the most common form I have seen represented.

Lakshmi sits on a pink lotus flower which is floating on the water. The lotus on the water represents purity and spirituality, or transcendance. Growing out of the mud, it floats above it. The seated yoga meditation position called padmasana or in western terms, the lotus position, has its roots in the very same symbolism. The lotus can also be said to represent the evolution of consciousness. From the mire of consciousness it transcends into spiritual unity.

Clothed in the finest garments and bedecked with jewels, gold coins of prosperity flow from her lower right hand. Her lower left hand is held in a meditative Mudra position. A Mudra is a symbolic positioning of the hand, fingers or body, there are traditionally 108 different Mudras.

In many representations of Lakshmi you will see two elephants flanking her, spraying water. The elephants represent royalty, in Hindu symbolism elephants also remove obstacles. Her upper hands are holding perfect lotus flowers. Lakshmi is repeatedly associated with the lotus flower in Hindu lore. In the ancient text called the Mahabharata, it states that Lakshmi was born from a lotus which grew out of Vishnu's head. Vishnu is considered the supreme God in Hindu tradition.

Laxmi's Dream

I first learned of the Laxmi meditation while listening to a compilation of meditation music by Caitlin called Laxmi's Dream: Sacred Mantras. The album is a collection of Hindu and Tibetan mantras passed on to her by her teacher. The mantras are repeated with beautiful singing by Caitlin and accompaniment with didgeridoo and various instruments by her husband Sika.

Listening to Caitlin's sacred mantras is a powerful meditation in its own right. You can just drift and let the sounds infuse your being with peace and tranquility. I have used it to great effect to heal myself. It is the single most powerful collection of ancient Sanskrit and Tibetan mantras I have ever heard. Friends of mine who have listened to it all agree that it is exceptional.

The Laxmi mantra in English writing looks like this:
Om Shrim Maha Lakshmi Yei Swaha

To pronounce it, it sounds like:
Ohmm Shreem Maha Lok-Shmee Yayee Svahaa

Om begins the mantra as a sacred exclamation, it precedes traditional mantras and prayers.
Shrim is a vibration to attract abundance.
Maha means great.
Laxmi represents the Hindu goddess of wealth and prosperity.
Swaha is another vibration that attracts abundance and prosperity.

Mantra Meditation Technique

To begin the meditation, find yourself a comfortable position where you will not be disturbed while you meditate. Ultimately you should be sitting in the full lotus position if you are able. However, I have read teachings from Hindu masters that indicate a half lotus is perfectly acceptable if the full lotus position makes you too uncomfortable (especially for Westerners who did not grow up in the lotus position). If for some reason you cannot be in the half lotus position, you may even perform the meditation seated with your spine comfortably straight. Meditating while lying down works too, though you may tend to fall asleep.

The most important aspect of your body position during mantra meditation, is to have the spine straight so that the energy can flow easily through your chakras without being blocked. That is one of the reasons why the full lotus is so often used, it brings your body naturally into a good alignment.

Take a deep breath and let your body relax. Then begin to repeat the mantra out loud or in your mind, whatever is comfortable for you. It is recommended to voice it out loud because you are creating a vibration of energy which resonates out into the Universe. Repeating the mantra in your mind also produces the same vibration, just with your thoughts instead of your voice. I have had good success repeating the mantra in my mind, and in my opinion, the vibrations of thought can be just as powerful as the vibrations of your voice.

As you repeat the mantra, om shrim maha laxmi yei swaha, see Lakshmi in your mind. Visualize her gold coins of prosperity showering you in your life. Concentrate your awareness on Lakshmi, sometimes you might imagine her smiling as she bestows good fortune upon you. Let your breath flow naturally, as your mind calms down, your breathing will slow, this is natural.

Say the mantra 108 times with Love and Compassion in your heart. 108 is a very sacred number in Hindu tradition, all sanskrit mantras should be repeated 108 times for a complete meditation cycle. If you only have a short amount of time to meditate, 12 times is a good number, but 108 is the best. Even saying it 15 or 25 or 68 times is perfectly fine, sometimes the real world requires your attention or you may not be able to finish your complete meditation for some reason. Consider 108 repetitions as a meditative practice goal.

It is nearly impossible to keep count while meditating, that is why prayer beads known as a Mala are used. You hold the mala necklace which has 108 beads and each time you say the mantra you move one more bead through your fingers until you get to the beginning of the mala again. It works incredibly well, freeing your mind to concentrate on meditating.

As you meditate, you may find that your mind wanders onto other thoughts, gently move your mind back to Laxmi, or the mantra, or just nothingness. I have found it especially effective to just focus all of your attention on just saying the mantra. Try to find the time to perform the meditation about once per day for maximum benefit. When you really start to get good at it, mantra meditation can actually be addictive. Especially at the higher spiritual levels of consciousness, such as Yogi Masters attain, when they begin to experience bliss and unity. Seek balance, it is not necessary to spend *all* of your time in meditation.



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    • yecall profile image

      yecall 21 months ago from California

      Beautiful hub, thank you. I love to learn new meditations. These are very enlightening. I am also interested in the lotus flower. I wonder if there is anywhere we can get lotus flowers, I mean here in the States? I have never actually seen one in real life.

    • profile image

      2 years ago

      vivekananda in his book "raja yoga" says, that mantras which are chanted only in mind are most powerful.

    • profile image

      2 years ago

      vivekananda in his book "raja yoga" says, that mantras which are chanted only in mind are most powerful.

    • profile image

      Sadhan 4 years ago

      Svah means Heaven; Its one of the three realms of existence. Hence:

      Om Bhur Bhuvah Svah.

    • profile image

      tn 4 years ago

      @Mary ,

      Poverty can be in terms of wealth, knowledge, culture etc. Every country faces some kind of poverty. Even developed country does have flaws of its own. Goddess Lakshmi as we say here may be referred to someone else in different culture and mythology. She is an energy that helps attract wealth. It may not be that she comes to you in physical form and provide that but may help in gaining it by providing you appropriate means to achieve it. Unfortunately 60% do not have proper faith, 20% do not have discipline to stick to their faith & 10% do not have that urge to follow the indication from God and really help themselves out. In sanskrit there is a saying 'Nahin suptasya simhasya pravesanti mukhe mruga' [Even deer does not enter the mouth of a lion that keeps on sleeping]. Proper efforts are also required along with assistance from God.

    • profile image

      Anonymous 4 years ago

    • profile image

      Mary 4 years ago

      If Goddess Lakshmi is the Hinhu Goddess of wealth, I just don't understand why there's so much poverty in India.

    • sunilkunnoth2012 profile image

      Sunil Kumar Kunnoth 4 years ago from Calicut (Kozhikode, South India)

      Excellent work and amazed to note that you an outsider has such a grasp on Hindu philosophy. Good. I shall give a try to your hub. Voted up with great pleasure.

    • profile image

      NifyAidessy 4 years ago

      My partner and i helpful to receive high on lifetime however recently I've accumulated an opposition.

    • profile image

      Anadirunika 4 years ago

      Основные технические характеристики Nokia 6030 Вес: 90 граммов. В основе картины история о необычном подростке-сироте Гене Гагарине, который обретает семью в лице одинокого художника Федора. Федор, неожиданно узнающий о родном брате, много лет живущем в детском доме, никак не ожидал увидеть темнокожего ребенка, с полным букетом дурных привычек и уличных представлений о жизни.

    • profile image

      marybeth88 5 years ago

      I just wonder if Lakshmi is the Goddess of wealth and prosperiy why there are so many poor people in India? Many Indian people literally starve to death...

    • yoginijoy profile image

      yoginijoy 5 years ago from Mid-Atlantic, USA

      This is a most wonderful article, thank you for sharing it. I am familiar with this goddess but am interested in learning more about Hindu mantras as well as how to pronounce them in Sanskrit. Thank you for sharing. I have learned a lot!

    • profile image

      anon 5 years ago

      I used namaha instead of swaha because according to some namaha is suited for people younger than 29 and swaha is for people for ages 29 and up :)

    • profile image

      anon 5 years ago

      I did and I've won a little in lottery,I'm not done yet with my 42 days of chanting :)

    • profile image

      Umesh 5 years ago

      i will try.

      nice article.

      thanks dear


    • profile image

      Vinod 5 years ago

      I am looking for job.. can anyone mail me one powerful lakshmi mantra that helps me to get job..

      Thanks in advance

      mail id is

    • profile image

      MARIYAMMAH 5 years ago

      Am a strong devotee of OUR GREAT MAHALAKSHMI. Have faith in her and all your prayers would be answered amicably and fruitfully. Do not test her however be truthful to yourself to capture her rewards! GO ON THEN.............


    • profile image

      sunshinebabe 5 years ago

      I try it a few months ago and believe me it really worked out for me, unexpectedly. I did receive positive result at the right time. Just say the mantra with a pure heart it take a little time but it will all come to you in a timing. When you feel you are desperate and nothing is happening at the same time don't give up hope as I said it wlll come to you. Little things may come your way a bit easier and faster. Oh yes it does take away negative energies.

    • profile image

      Claudia 5 years ago

      I was just dabbling to see if I could do it. Even giving it a half ass try, made me feel so joyful and relaxed. This is heady stuff indeed.


    • profile image

      raghav 5 years ago

      sarva magal magale shive sarwarth sadhi ke sharne trambake gauri narayani namastute

      sarnagat dinart pritran parayane sarva sharti hare devi narayani namahastute. shrim is bijamantra. all mantra for maha laxmi.

    • profile image

      mg mohiuddin 5 years ago

      i always respect goddess lakshmi.

    • profile image

      RAMESH 5 years ago

      Sounds very good, it will only work when you are into it with all your faith.Thanks for having this hub.

    • profile image

      seddur 5 years ago

      that's great.i will try this mantra.thks n god bless u 4 sharing this mantra.

    • profile image

      sharon 5 years ago

      I am new to the Laskshmi mantras. i have been reciting them now for a week and feel peace, calm and confident that my desires will be met

    • profile image

      Johnny 5 years ago

      Very helpful! Thank you so much.

    • pedrn44 profile image

      Sandi 5 years ago from Greenfield, Wisconsin

      Thanks for sharing. I have been looking for info on meditation and found this very helpful. I will begin practicing tomorrow and hope it helps:)

    • profile image 5 years ago

      if any one out there can please get me the jwun ti mantra i'll be most greatful i go now............

    • profile image

      Lucky2b 6 years ago

      This is my second day chanting. I feel calm and thankful afterwards. What a wonderful gift. Thank you.


    • profile image

      Dattabhakta 6 years ago

      All of the above is true and also i wanted to add a little something about the way of chanting with beads(mala) which is absolutely the right way to do it.

      The mala can be used in two ways. It is traditionally held in the right hand and beads are moved towards the user one by one synchronized with each mantra recital.

      In one method, the mala is hanging between the thumb and the ring (third) finger. The middle (second) finger is used to rotate the mala. The other way to use the mala is to let it hang on the middle finger with the thumb used to move the beads. (the index finger is never used to touch the beads).

      Also recently there has been a new practice in India that instead of using Tulsimala( Tulsi beads) people are practicing chanting with Crystal Quartz beads for all the good reasons.

      Crystal Quartz is known as the "master healer" and will amplify energy and thought, as well as the effect of other crystals. It absorbs, stores, releases and regulates energy. Crystal Quartz draws off negative energy of all kinds, neutralizing background radiation, including electromagnetic smog or petrochemical emanations. It balances and revitalizes the physical, mental, emotional and spiritual planes.

      It cleanses and enhances the organs and subtle bodies and acts as a deep soul cleanser. Crystal Quartz enhances psychic abilities. It aids concentration and unlocks memory. Stimulates the immune system and brings the body into balance. Clear Quartz harmonizes all the chakras and aligns the subtle bodies. Recalls forgotten memories, solves problems, dispels negativity and finds capabilities we thought we had lost.

      This stone amplifies prayers, wishes and positive visualizations. Keeps you in touch with your spiritual side, and reminds you that you are a spiritual being, having a human experience. All spiritual pursuits can be stimulated and amplified using this stone's energy.

      Crystal Quarts is associated with all the chakras.

      If you are planning to buy these AMAZON is the way to go.

      They have good beads which I recently bought. Best quality. All the other sites have exact same or low qulity for double price. Mine cost around $22. The right


      Good luck to you all.

    • profile image

      sunilnet 6 years ago

      i will try.

      nice article.

      thanks dear.

    • profile image

      suresh 6 years ago

      Trust me,this mantra really works.when I was financially down,this mantra help me to win lottery few times.keep on chanting 108 times for 42 days and will see results before the 42 days.

    • profile image

      tarkeshwar 6 years ago

      Thank you for wealth tool of meditation of Maa Laxmi devi.

    • profile image

      Jeetan 6 years ago

      I too tried alots with different lakshmi mantras for year's but it failed and finally the Results were Zero !

    • profile image

      selvan 6 years ago

      Now i can see why US is so prosperous,good luck guys.i'm new here.

    • profile image

      smruti 6 years ago

      Whenever I chant mantras..I feel very exhausted and tired...This is because all NEGATIVE ENERGIES leave body..Good sign of effect of mantras

    • profile image

      Mantra Meditation 6 years ago

      Your article was great! Made me want to read more.

      I would definitely try this out. Thank you for the mantra meditation techniques you gave.

    • profile image

      Doug Hayward 6 years ago

      I have created a website for keeping track of the 108 repetitions. You are welcome to try it.

    • schauhan912 profile image

      schauhan912 6 years ago

      Meditation has been explained in such an easy manner. I am definitely going to try it.

    • profile image

      suraj 6 years ago

      excellent aricle , but a very important note to concider. reciting this mantra or any other , requires devotion , spiritual cleanliness, and most of all PATIENCE. Many a folks , recite a mantra and expect miracles, yes they do happen but not to the large majority. However , if you beleive in this mantra , and beleive that Mother Luxmi will change your badluck , then trust me , prosperirty is on your door step. Namaste to all of you , and may all your wish's be granted

    • profile image

      Adya 7 years ago

      Do I need to close my eyes ? How soon will I notice financial changes after doing this....

      I am broke and hence the question

    • profile image

      Vivekanand Chourey 7 years ago

      I am in some problem in present. I will try it out.

    • profile image

      Srikumar 7 years ago

      Each Mantra is to be awokened by repeated recitation.

    • profile image

      Ganesh 7 years ago

      I have been reciting the Lakshmi mantra for a while. I can not describe in words how much peace/bliss you get out of the mantras.It is definitely additive as someone mentioned.I guess, the blessings that you get out of these mantras will blend with your daily life and you may not notice that in an open or obvious way.

    • profile image

      MarianG 7 years ago

      I love Lakshmi! Beautiful Hub!

    • profile image

      damudar 7 years ago

      This is a great article. I just tried the mantra

      and felt such a sense of peace and well being.

      Thanks for posting this!

    • profile image

      Nancy 7 years ago

      awesome really works in every aspect.

    • profile image

      mantra meditation 7 years ago

      Great hub on Lakshmi. Thanks

    • profile image

      BALUDEVI 7 years ago

      My mantra for day to day is " OM SHRI MAHA LAKSMIYE NAMAHA". I am doing the japa for the last 10 years. It has become a part of my breath. Am comfortable with it. It provides me the inner peace when in distress or when in happiness. Actually the financial position improves a lot if you recite this mantra. Do not change your mind initially if the results are zero. Continue further to infinity and Lakshmi may bless you at some point.

    • profile image

      jaspal 7 years ago

      will try this laxmi mantra can't lose anything by trying but gain


    • profile image

      suresh 7 years ago

      since i started saying this laxshmi mantra,i been winning lotteries,it really works.

    • aparajita12 profile image

      aparajita12 7 years ago

      Very very nice hub. Keep it up!!

    • profile image

      MYRNA ZOETRUM 7 years ago

      Me gusta la Dios Laxsmi mucho tengo su retrato en mi casa, en mi bolsa en fin en todas partes y tengo una oracion de ell que oro cuando estoy en necesidad. Soy creente, soy catolico. pero eso no importa porque si uno tiene fe es bastante para realizar y nadie puede quitar la fe que tengo en laxsmi por eso deseo hacerte una pregunta si hay mas oraciones y una meditacion y afirmacion la deseo urgentemente. gracias mil qu Dios los bendiga ricamente. Gracias. Myrna.

    • profile image

      Very Nice 7 years ago

      Good article on Lakshmi and meditation.

      But look what one idiot wrote about Lakshmi . Something Nonsense ->

      Pls report that to hubpages or flag the hub

    • profile image

      Cassius 7 years ago

      This article is really amazing! It makes a lot of sense and I can see you ironed out all issues I had. Thank you very much Namaste.

    • profile image

      Cassius 7 years ago

      This article is really amazing! It makes a lot of sense and I can see you ironed out all issues I had. Thank you very much Namaste.

    • raysen profile image

      raysen 7 years ago

      I found your article is very interesting and also respect your knowledge about Goddess 'Laxmi'.You are also very right about the auspicious number 108 because i always pray the mantra of 'Laxmi' 108 times everyday although i pray different one.I have came from the place in India where 'Laxmi' plays an important role to everyones life.Also you are very right,we always compare a women with Goddess 'Laxmi' if she is very beautiful in all respect.

    • profile image

      lucy 7 years ago

      Thank you very much for sharing.


    • DurgaMa profile image

      Durga Ma 7 years ago from Phoenix

      Thank you for this mantra. I will pass it around. Mantra is certainly a mental and spiritual SOS pad.

    • Greenheart profile image

      Greenheart 7 years ago from Cambridge

      Hi and thanks for this hub.

      108 is a great number in my spiritual way too.

      There was a time when we would use the mala which

      has 108 beads.and the master bead would be the Guru.

      and the 108 beads would be the steps around the Guru / master's house.We dont use this anymore but it was an interesting 'experiment'.


    • sutrapu profile image

      sutrapu 8 years ago from kuwait

      Meditaion gives every thing, thanq for posting.

    • knlub2 profile image

      knlub2 8 years ago from Adrian, Michigan

      meditation is what gets me through life! it's amazing to become connected and ascend to become one! god bless all of you hubbers with the same respect!

    • profile image

      Joy Illumine 8 years ago

      Sounds interesting, I am going to do it. I will even make a string of beads to use for Mala beads. I will let you know how it goes. Thanks for sharing! ;)

    • profile image

      Kim 8 years ago

    • v.sridhar36 profile image

      v.sridhar36 8 years ago from Chennai, India

      Wow, Indian Hinduism to new height. I salute you man, try out yoga too.

    • Lgali profile image

      Lgali 8 years ago

      great article thanks

    • Kevala Yoga profile image

      Kevala Yoga 8 years ago

      thankyou so much and many blessings to you and yours for sharing this! i will engage the power of laxmi! great is my abundance!


    • profile image

      pgrundy 8 years ago

      Thank your for this! I discovered the moola mantra a couple of years ago and use it all the time. I have tapes too. Mantras are fascinating and I have found that they do indeed work, but not always in the way I expect. This is wonderful, I really appreciate it. :)

    • netadept profile image

      netadept 8 years ago from Northern California


      200,000 times. That is serious dedication!


      Maybe that explains why I don't like to drink!

      @Anamika S

      I haven't tried the mantras you mention, I will have to look into those. :-) There are so many mantras to use for different purposes, this one seems to work well for me just in general, I also really like the gayatri mantra, om mani padme hum, and just OM by itself.

      Thank you for all of your comments, I appreciate it very much.

    • Anamika S profile image

      Anamika S 8 years ago from Mumbai - Maharashtra, India

      Though I am familiar with the Lakshmi Mantras I only chant 2-3 times when doing daily puja. For meditation or chanting i normally use the om namashivaya mantra or mahamrityunjaya mantra.

    • profile image

      PWalker281 8 years ago

      What a "coincidence"! I had a similar picture of Lakshmi on my refrigerator door that the wind blew off. I discarded it, but after reading your hub, I'm going to print out another copy and give your meditation a try.

      I can say from practical experience that chanting "OM" is VERY healing. After doing it for only a week or two, I lost my tolerance for alcohol. One margarita gives me a headache now. So there's definitely something to those mantras. Thanks for sharing.

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      Chetan 8 years ago

      I tried this mantra as an experiment with spirituality. I was out of my profession for more than a year. I completed the prescribed number of repeatitions, I think 200000 and got the job within 15-30 days of completion.

    • netadept profile image

      netadept 8 years ago from Northern California

      @Julie-Ann Amos

      thanks for having an open mind Julie, anytime you focus your imagination on positive energy, you attract that very same energy back to yourself. :-)

      @pradeepf It is believed that repeating mantras reduce your karmic debt dramatically, bringing you closer to unity with the creative forces of the universe.

    • profile image

      pradeepf 8 years ago

      great article I am with you...and i totally agree with you

      With positive vibes and energies you can establish a direct connection with god.

    • Julie-Ann Amos profile image

      Julie-Ann Amos 8 years ago from Gloucestershire, UK

      I'll give this a try - not my thing at all, but it can't hurt!