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Money or Money's Worth: Which Would You Rather Have?

Updated on December 5, 2019
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Margaret Minnicks has been an online writer for many years. She researches and shares remedies for using certain products for illnesses.


One of the main things people pray for is money. There is nothing wrong with that if that is what they value and they think money will solve all their problems.

If you want to see church folks jump up and down, let the pastor predict they will get an abundance of money.

While money is good for many things, money's worth is much better.

Praying for Money

I was like a lot of people and prayed for money -- until God stopped me from doing so. I used to pray for money until one time after I cried out to God, He asked me this question:

"Would you rather have money or money's worth?

Don't think the two things are the same because they are not. Money is what you spend when you have it, but money's worth is what you get for not spending any money at all.

In case you are baffled by that statement, continue to read for an explanation.

Prayers in the Bible

There are hundreds of prayers in the Bible and not one of them is for money. People prayed specifically for what they wanted.

Shouldn't this tell us something?

What is 'Money's Worth'?

Money's worth is getting goods and services without paying full price or any price at all for them. It is getting the same amount or more for not having spent any money, but you end up enjoying the benefits.

Money's worth is being invited by someone to go out to dinner at a restaurant and that person says, "It's my treat." You are getting money worth without it costing you any money at all.

Money's worth is having someone volunteering to let you ride with them on an out-of-town trip. You didn't have to pay for gas, and there was no wear and tear on your own car. You receive money's worth at times like that.

You call your cable company to lower your bill and you are offered a deal much better than you had before. You received no money, but you certainly did get money's worth.

The list goes on and on. I haven't prayed for money for many years, and I have not gone lacking in anything. I agree with God that getting money's worth is much better than getting money.

Money is man's solution to his problem.

Money's worth is God's solution to his problem.

If you are not convinced like I am that having money's worth is much better than having money itself, try this example on for size.

When you pray for money and get it, what do you do with it? You spend it on what you want. Money is the primary thing you prayed for, but you spent it on a secondary thing. Why not pray for the secondary thing that you want to spend the money on? Pray for that car instead of money to buy the car. Pray for that vacation instead of money to go on vacation.

I don't pray for money, but I do pray for what I need. The thing I need often comes from an unexpected source. Someone might give me exactly what I prayed for.

First Timothy 6:7 says, "The love of money is the root of all evil." Nobody is saying money is evil, but "the love of money is the root of evil." I don't love money, but I do love money's worth.

"The love of money is the root of all evil." -- 1 Timothy 6:10

Real Case Scenarios

Case 1

I wanted to go to college after graduating from high school, but I didn't have money to enroll. A friend told me not to worry about getting the tuition for the entire four years. He advised me to just manage to get enough money for one semester and opportunities will open up for me to get more. He was absolutely right.

I enrolled in college with only one semester worth of money. While there, my professors found favor with me and gave me odd jobs to continue. I graduated with honors and went on to get a total of three degrees based on money's worth instead of money.

Case 2

There have been many times when my bank account was low and someone at church would walk pass me, shake my hand and discretely place funds into my hand without knowing anything about my financial situation.

Case 3

Many times when people pay me for a service, they add more to what it actually cost. I remember having conducted a workshop for church leaders. I was given a substantial check at the end of the event. Two days later, the pastor called and said he saw the fine job I had done and the church agreed to send me another check in a much larger amount.

Case 4

A lot of people suffer from illnesses that keep them at the doctor's office and at the pharmacy to buy medicines that cost them money. I thank God for my health because I do not suffer from allergies or other seasonal diseases like a lot of other people do. I haven't had a cold in over ten or more years. I don't ever remember having the flu. I say that to prove that I haven't had to spend money on medicines and drugs. I consider myself blessed.


I have never had a very large bank account at any given time, but I have always had everything I needed. Whenever my bank account gets really low, I receive funds from unexpected sources, even from my own enemies. That's because God is keeping his promise to provide for me and always give me money's worth.


I am not advocating anyone to rely on money's worth instead of money the way I do. That was God's Rhema word to me based on my faith and my lifestyle. All people can't rely on money's worth until God is ready to tell them to do so.

If you have a large bank account and you are satisfied with the way your finances are, congratulations to you. Know that I am not against having an abundance of money, but as for me, money's worth is what sustains me just as God promised.

Would you rather have money's worth instead of money?

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