It is a good question.... I believe that, when our physical body dies, and we pass beyond the Veil, we have a choice of destinations.
We've been told ad nauseum that there is only one path after death and that is recorded in the Bible, Quran or Talmud. We hang out somewhere in the ethers or in the ground apparently, until Judgement Day, where it is decided where our final destination will be.
I believe this is nothing more than propaganda and religious dogma designed to ensure that all the sheep think alike. I do not believe that we have only one life to "get it right" and when we pass over, we choose where we go next.