When you say, "What is your take..." I'm assuming you want to know whether readers are 'belivers' in Reincarnation. For it would not be possible to give much more than that in a brief answer to such a profound question.
Albeit to say that the idea of Reincarnation has been around for thousands of years and is still probably a lot more popular than the 'moulering in the grave until Saint Garbriel blows his trumpet' and calls all people to be judged.
To me, it makes sense. I can't think up a better or more equitable reason as to why some people are born with talents, skills, natural gifts, whilst others seem to have been 'standing behind the door' when the All Mighty dispensed these blessings.
The Theosohists - and others, I suspect - teach that there is no such thing as a 'rolling of the dice' when it comes to such gifts, but that every single quality, skill, talent, ability, is learned through dint of hard application in preceding lives. A great philsophy. For it means that you can keep on working on whatever you want to right up until the time you die, in the belief that whatever you gain in abilities you take with you- into the next life, and the lives after that.