Yes, I totally believe in luck. Some of us get bad luck and others of us get good luck. However, I also believe we have something to do with it ourselves.
Are we lucky to have a really good job? No, we most likely worked for it. Are we lucky to have a nice car? No, we have the money to pay for it.
But! of course then there's chance.
All that said, I believe in luck. In actual fact I'd go as far to say, I am a very lucky person.