Some women don't like getting their hands dirty. Even though some women are not afraid of baiting the fish hook, they act as if they are frightened of it. That way they don't have to deal with doing something they don't want to do.
:) I do the second. Since I grew up fishing with my grandfather and family, I'm not nervous of it and I actually enjoy baiting the hook. Even so, it's easier getting someone else to do it.