ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Best Ways to Finance an Engagement Ring

Updated on October 22, 2014

Get Easy Financing for your Engagement Ring

Are you hoping to get engaged soon but don't have all of the money you need to buy her that ring? Every groom-to-be wants to surprise their girl with the ring of her dreams, and anything less just won't do. But what to do when the time is right but the funds are just not there?

While there are no bank loans for engagement rings, luckily there are options out there to finance the ring of her dreams. Whether you are looking for store credit, a no-interest credit card, or an easy payment plan, follow along to see your options.

Amazon.com Store Card

Get up to 12 months to pay

Buy your engagement ring on Amazon.com and take advantage of up to 12 months of financing on purchases over $599 with the Amazon Store Card.

See the huge selection of engagement rings from top jewelers on Amazon.com

Many top notch jewelers - from New York's 47th street to Los Angeles Mark Broussard studio - use Amazon.com as the online arm of their business. And since there is no overhead when they sell online, and no store associates to pay, you can often get better deals when you buy your engagement ring on Amazon.

Find the best personal loan for your engagement ring. Click below to apply now.
Find the best personal loan for your engagement ring. Click below to apply now. | Source

Take a Personal Loan - Find a small loan lender and get engaged!

Thinking of taking a personal loan to pay for an engagement ring or even your wedding? There are many banks out there that offer small personal loans up to $35,000. PersonalLoans.com can match you up with the best one for your needs, with the terms that are right for you.

Why would you opt for a personal loan over store financing? While many jewelers offer interest free financing when you purchase using their credit cards, beware of late fees and excessive penalties once the interest-free period is up. If you do not pay your ring off in full in the 3 or 6 months you face high interest charges and penalties. A personal loan is a better option if you know you will need more than 3 or 6 months to pay off your ring purchase.

Answer a few easy questions about your finances and get connected with multiple personal loan lenders through Personalloans.com at the link above.

Blue Nile Credit card financing
Blue Nile Credit card financing

Blue Nile Credit Card

Up to 12 Months Interest Free Financing

Blue Nile is one of the most well known online diamond retailers, and for good reason. With their huge diamond database, dazzling setting options, fantastic customer service, and better-than-retail prices, Blue Nile set the standard for buying diamonds online. Thousands of satisfied customers sing their praises online and off, with reviews you can read on and off their site.

Blue Nile's credit card offers another great value to their customers. With up to 12 months to pay in full without interest on rings of $1,500 or more (6 months for rings under $1,500), online account management, and no annual fee, this credit offer will help you get that ring on her finger in no time.

Another great option available through the Blue Nile card is the option to set up equal payments. If your ring is over $4,000 you have the option to make up to 48 months of equal payments on it without interest charges. But watch out - if you forget to make one of those payments interest charges will apply.

See for yourself why Blue Nile is a favorite for online ring shoppers. Check out recently purchased rings at Blue Nile here.

Engagement ring financing options
Engagement ring financing options

James Allen Flexible Financing

Get your Approval in seconds...and your ring just days later!

Renowned online jeweler James Allen offers an immediate credit approval which will allow you to design and receive your ring just days after you complete their credit application.

Their 6-month financing will buy you more time to pay off your ring before interest charges are assessed. In addition to this credit offer, shopping at James Allen puts a wealth of benefits at your fingertips - literally. Including their:

  • 60-Day Return Policy
  • Lifetime Warranty
  • Free Shipping and Free Returns
  • Lifetime Warranty and Upgrade Policy

Plus, with James Allen you can view photos of actual diamonds and examine them up close with their patented "virtual loupe" technology. Also, view GIA certificates for each stone online so you know exactly what you are getting.

Comments

Submit a Comment

No comments yet.

working

This website uses cookies

As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

Show Details
Necessary
HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
LoginThis is necessary to sign in to the HubPages Service.
Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
AkismetThis is used to detect comment spam. (Privacy Policy)
HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
Features
Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
MavenThis supports the Maven widget and search functionality. (Privacy Policy)
Marketing
Google AdSenseThis is an ad network. (Privacy Policy)
Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
Index ExchangeThis is an ad network. (Privacy Policy)
SovrnThis is an ad network. (Privacy Policy)
Facebook AdsThis is an ad network. (Privacy Policy)
Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
AppNexusThis is an ad network. (Privacy Policy)
OpenxThis is an ad network. (Privacy Policy)
Rubicon ProjectThis is an ad network. (Privacy Policy)
TripleLiftThis is an ad network. (Privacy Policy)
Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
Statistics
Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)