Preventing Hackers From Your Online Accounts
Hackers are all around the world and they will hack into anything to get money including your bank account. It's a horrible thing to do to someone and we know it, but some people in this world just don't care. You may think it may never happen to you. That's what I thought one day, until it happened to me personally. I checked my bank account one day, and someone hacked into my amazon account. They were loading gift cards on to my amazon account and sending them to their personal emails to cash out. Everyday since than, I have checked my bank account everyday. That isn't the only thing I have done, so let me explain the rest.
Check Your Accounts
Check all of your accounts at least once a day. This well help reassure yourself that nothing is going on. If you find something, you need to report it right away before it gets worse. Contact that company and let them know there is something fishy going on with your account and that it wasn't you. Try asking for a refund back as well. Some companies will allow refunds due to hackers or phishers. Phishers are the same thing as a hacker, just another name for it is all.
If you can, set up a two step password. Two-step passwords usually require a code sent to your phone before you log in and that code changes every time you try to log in. It can be annoying especially if your phone is dead, so make sure you have a charger available. Usually the company will text your phone the code or sometimes email it to you. After you use the code to log in, delete it right away. I know PayPal and Amazon will do a two-step password with a code.
If you have not set them up yet and your account let's you, than you need to. Don't use the same answer for all the questions. Also, some accounts will only ask you one question and a different question each time. They usually have you only answer three questions. Pick questions that hackers can not find on your social media accounts. Yes, they will go on your social media accounts to look for information to try to answer your security questions.
Change Your Password
If you have been hacked, then you need to change your password right away no matter what happens. Even if you feel something is going on, then you need to change it. If you have multiple accounts, you should change all of them. Don't use the same password for multiple accounts and don't use your name in your password.
Some types of banks will block a payment for a full year and some will have you make a claim. You may or may not get your money back, but when the scam happens, try to get some kind a proof like a picture. Most cell phones have screen shot that can take a picture of what's on your phone screen. Try to take a screen shot if your logging in to your accounts on your phone. If you have to, you can always go and print out the page as proof of the scam as well. Make sure you know the exact time and date that it happened.
Have you ever been a victum of a scam?
© 2017 Brittany Banks