ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel
  • »
  • Technology»
  • Internet & the Web

Security Virus Alert! New Trojans Attack Online Banking

Updated on December 10, 2009

Very Dangerous

 Nothing worse than being violated online on a secure online banking transaction. Worse, you had no clue it was happening or anything was even wrong. Scary stuff!

In the "old" days, malware stole usernames and passwords and the criminal would manually steal your cash. Criminals are smart also. Somewhere they created a new deadly trojan horse called, URLzone. It is considered the next generation thief.

The new virus lets them log in with authentication and hijack the account by spoofing (faking)bank pages. The victim and the attacker access the account simultaneously so the victim is fooled that all is fine. The victim thinks they are online. The virus allows criminals to take a percentage from the victim's bank account so not to trip the bank's fraud alert software. The amount set takes the amount out daily.  In August, the virus stole $17K daily from multiple accounts of a German bank. Nobody had a clue anything was wrong. The virus also senses when itself is being detected and immediately creates fake mules (people who take a cut of the money) making investigation useless.

Silentbanker is old, about three years. It was the first to use a phishing site. A victim would go to it thinking it was legit, the site actually would install malware on the victim's computer without any alarms going off. It took screenshots of bank accounts and redirected users from legitmate sites to altered sites.

Zeus is a botnet and targets specific banks. It defeats the bank's authentication by waiting for a victim to log on and access their accounts successfully. It then creates a facade of the bank and requests for a SSN or other personal info. Zeus' infection is hard to detect because each victim receives a slightly different version of it!

Clampi is another botnet that remains dormant for years and captures a victims user name and password for 4500 financial sites. It then sends the data to the criminals who can access the accounts. Like the others, it does not activate until the victim has logged on and accessed their account. Then, it sends a fake screen indicating that the site is temporarily down. The victim, thinking it is real, now leaves the site. The criminals hijack the real screen and steal the money.

The simple way to avoid this is to do your online banking on a linux machine with firefox browser because most trojans only work on Windows.

The top three anti-virus programs are: G Data, Norton, Kaspersky, with G data the #1.

Comments

    0 of 8192 characters used
    Post Comment

    No comments yet.

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: "https://hubpages.com/privacy-policy#gdpr"

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)