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What to Expect While Living in India

Updated on March 12, 2012

In the East there are many countries none above India though. They are an extremely diverse and unique culture all their own. It has an opportunity for expat living above no other. For those of you that have included India on your destination as an expat, there are several factors to go into your equations before making the plunge. Some of those factors include things like climate, government and tax systems in place for expats when they come to India. You also want to have information on the local shopping, culture, real-estate and medical information prior to your move. Make sure if you are considering a move you make a sound financial plan prior to going.

Climate and Government

Climate and government are going to be the two that ultimately impact any new expat coming to India. The geography in India is extremely diverse it comes from brisk ocean breezes to hot, humid climates to the north. India has relatively two different seasons in its climate one wet and one dry. During the raining season, monsoons and heavy rains can cause flooding and torrential rivers to overflow. So, living in too dry a climate or to wet can be a hard. Also, the government of India is a democratic government. To enter you will need a valid passport and visa whether a tourist visa or a workers visa.

Real Estate and Tax System

The Indian market of real estate varies widely from one location to another. House and condos in the cities are a lot more expensive than if you purchase out in the country. But, you will find that a lot of the real-estate in is far below the standard amounts you fancy in the US or Western Europe. The taxation rates in India are higher than in most Asian countries due to the population, and the demand for public services like free medical and schools. They are usually done in three separate categories the income tax, corporate tax, dividend tax (investments) and property tax. So, making yourself aware of what category you will fit in is also an excellent idea and if you are not sure your local embassies also have people on staff to assist you with these questions.

Medical Care and Shopping

Prior to your expedition, overseas it is a brilliant idea to see if you can qualify for international medical insurance if you can afford it. The cost of medical care in India is free and sometimes you only get what you pay for in this world. There are medical facilities all over the country privet and public. The public ones do not except insurance and will need to be paid for in cash. Along with the privet ones your insurance will most likely be accepted but make sure you call ahead of time prior to having to go to the hospital, so you are prepared if something does happen. However, to those who stay in rural places, there are numerous public markets that they can see where they can purchase some of their basic needs like food and clothing.

Cost of Living

Obviously as an expat you have a certain standard of living in that you are used to. If, you want to keep that standard of living you can but make sure you have a basic understanding of it in India before you go. It all depends on life style and preferences of course. If, you are looking to save money you can get by easily if single on about 600 a month. Or as a family 1000 a month even that is pretty extravagant for most of India. There are many delightful places for mid-range living that you will probably enjoy the most looking in the urban areas for that will make your choices a little easier. For those, you like the rugged climate moving rural may be for you, but it is not an easy stroll make sure you come prepared.


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  • Kadmiels profile image

    Kadmiels 7 years ago from Florida

    i have not lived there but i have expat friends that do so i get to visit them everyonce in awhile. what i love about india is the authentic culture. It is not fabricated like it is in the west. It come more naturally to the people

  • seamist profile image

    seamist 7 years ago from Northern Minnesota

    Another interesting article! How long did you live in India? What was your favorite thing about India?