Fiancé Visa Scam, Phone Load Scam, Funeral Scam Your Her Next Victim in the Philippines and You're Clueless.
Thank you for the money!
Get To The USA And Dump Him Scam
Very similar to the (clean you out scam) the whole idea here is to marry any American regardless of how old he is with the sole purpose of getting to United States to make money and have a better life. Often they already have other relatives here they will eventually get together with.
Once here, they want to start working right away to make money for themselves and their family abroad. Once settled in, the next step is to find a younger man ( usually at her new work place) to hook up with for her future plans. However, I have seen this plan get tripped up when she gets pregnant by the younger man oops! They will try keep this relationship secret until they have waited the necessary time to get her permanent residency or citizenship. Citizenship is very important because once she has it, she can then sponsor other family members back in Philippines to come to the States. Sometimes she will petition a brother who is, in reality her old boyfriend ( forged documents are common place) that she wants to come join her in the states. Once she has everything in order she's gone.
Basic fiancé visa scam
The scam works like this. You have found the girl of your dreams in the Philippines and had the time of your life courting and sleeping with her, eventually you need to return home to go to work. Convinced she's all yours you begin sending money to support her everything seems like it's going fine.
This is perfect because, this is exactly what the girls are looking for, a man that is works a lot and can't stay or spend much time in the Philippines. This is great for them because they are left there alone to wait out and handle all the paperwork themselves, the longer the whole visa process takes the more money she can take you for. The best thing you can do before going to the Philippines is to educate yourself about the applications process, every mistake made will cause appointment and paperwork redo's that will cost you lots of time and money. Or better yet hire an attorney to get it done right in the first place. This could significantly shortened any scam if that's what it is, saving you valuable time and money in the long run. Keep in mind while waiting for the visa process to play out, you will be paying for her transportation, food, lodging, medical, etc.
One day when I was in Manila at the immigration office taking care some business, I ran into a guy from the states and we started to talk, he told me that he had been trying to get his fiancé visa paperwork done for over three years. When I asked why, he said he was not able to be there to handle the paperwork and attend the appointments and my fiancé was always making mistakes. Scammers make these mistakes at immigration on purpose, they will even send you signed fake copies/pictures of immigration paperwork so you keep thinking everything is going fine. They will say and do just about anything to stretch out the length of the scam. Even if the Visa finally gets approved, she will play her hand out until you actually have your tickets and are just about ready to board the plane. This is when she is going to dump you and usually sounds like this, I found a new boy friend so don't come I don't want you. They make it pretty blunt because they don't want you coming over there and looking around for them. I would definitely recommend that you don't do so, because you could definitely be walking into a very dangerous situation
Phone Load Scam
The most affordable way to communicate in the Philippines is texting because talking over the cell phone burns up load quickly. If you are communicating with a Filipino gal, she may ask you to send her some phone load typically 300 pesos so she can keep communicating with you. This of course in itself is not a lot of load ( or money ) but keep in mind, you probably are not the only guy she's texting and hitting up for the same load. If she is hitting up five or six other guys for load, this is actually quite a lucrative little scam. Once she accumulates all this load she can easily resell the load to other users collecting money or trade for it. You know you are being hustled buy the load scam if every few days she texts you asking for more load, 300 pesos worth of loan can easily last for a month of texting so there's absolutely no need for her to be constantly be hitting you up for load.
Family Funeral Scam
Sad to say, you will even be scammed when one of their family members dies in the Philippines. If a member of your wife's or fiancé's immediate family member dies you will be asked to pitch in money for the wake, funeral, and a after the funeral dinner. The problem is when they say contribute this really means most or all, simply because you have more money than them. The deceased will end up with a much nicer funeral and party then what they would have normally receive had you not been in the picture.
It is customary after the funeral to have a dinner, but trust me it will end up being a very big affair once the word gets out the American is paying for it, even distant family members from far and wide will make the trek to pay there respects.
Because you're most likely back in the States, you probably won't able to make the funeral or dinner. So you are going to have very little control or say how the money gets spent or proof when it's all said and done.. This is why it becomes an perfect opportunity for them to siphoned off money into their pocket, The scammers have very little compunction about how abhorrent their behavior is when it comes to stealing your money.
Start a business with you scam
Filipinos love to start businesses and they love to start businesses with your money. Starting a business with a Filipino girl very risky, many times they just want to start one in order to siphon off money from the business, they couldn't care less if it succeeded or not. If money is always coming up short it would wise to cut your losses and just get out of it.
I personally knew an older gentleman back in the States that had gotten involved with a Muslim girl with four kids from Mindanao. She introduced him to the neighbors who told him they were gold mining and making a lot of money. They showed him a tunnel in the ground they had dug and some pieces of gold they claimed were found in the tunnel.
Believing there claims, they talk the old guy into hiring some Filipino experts that could walk his girl friends property to see if there is any gold. The men showed up the next day with a special rope and stone that were tied together. They said when used properly, they could find gold with them ( their version of a divining rod). They began walking the property holding onto the end of rope with the stone dangling inches from the ground. About five minutes into the search the stone started to swing in a circular motion and the men got excited, They told the old man that were seeing clear signs from the swing stones that their was a lot of gold down in the ground.
Convinced by the Filipino gold experts that he would soon be rich gold mining, he came back to the states and started selling off his assets to acquire equipment to ship back to the Philippines to begin mining.
Months later back at his new mine he hired his girlfriends neighbors the Muslim militants paying them daly wages, and supplying them with food and alcohol to keep them all happy.. He said they had already tunneled approximately 30 feet down into the ground with no sign of gold yet.
As weeks went buy one of the workers would come out of the tunnel with a few specks of gold just enough to keep his hopes up and keep the scam going. After a year of burning through his life savings dumping it into that worthless hole he gave up.
One reason why many Filipino businesses are doomed to fail is because of their neighborhood system of favors and loans. Filipinos have what they call a favor system they are always bargaining, bartering, asking for credit or loans. So if you are running a business together with your wife or fiancé make sure she is not wheeling and dealing all your money away.
The great Filipino people
Let me make this perfectly clear, I am not trying to imply that all Filipino women or men are scammers. I have been happily married to my Filipino wife of 20 years. I also have met through business, church, and Filipino associations groups many Filipino-American couples who are hard-working honest and wonderful people.