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Most Affordable Places to Live in Florida

Updated on September 17, 2014

Many people plan vacations to Florida all year round. Most people only dream of living Florida because they may think that living in Florida is too expensive. However, this is simply not the case. There are many affordable locations in Florida, if you know where to look. Some people may be looking for a location close to their favorite vacation spot. Other people would rather live in a quiet town away from the chaos that Florida tourism brings in. There are even some benefits to living in Florida, such as no income tax, no estate tax, and lower real estate tax. Sales tax is typically 6% across the state with 7.5% in only a few of the cities. Regardless of your desires and needs, Florida has many cities and towns that are more affordable than you probably think.

Deerfield Beach, FL

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Deerfield Beach, FL

According to Money magazine, Deerfield Beach, Florida is one of the most affordable places to live if you are looking for living by the beach. Most beach side property is priced well over $400,000. Here at Deerfield Beach you can find beach side property for well under that price range. In fact, the average home costs only $67,000.

It is also a short twenty minute drive to Ft. Lauderdale, Florida and less than an hour away from Miami. Even if you choose to stay in the Deerfield Beach area, there are plenty of water activities, from water parks to scuba diving, to keep you busy all year round.

Pine Island, FL

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Pine Island, FL

Just thirty minutes outside Ft. Myers, Florida, Pine Island is the perfect combination of the small town feel without sacrificing the whole Florida experience. Pine Island is made up of five communities offering a wide range of affordable housing options from condos to cozy cottage houses. Many waterfront homes include a boat dock and are priced at under $200,000. Aside from affordable living, there is an overabundance of events and activities throughout the year.

Tallahassee, FL

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Tallahassee, FL

If you are looking for more of a city feel without feeling overwhelmed, consider Tallahassee, Florida. According to City-Data.com, the average home costs $236.006. However you can find many homes under that price range. The average rental property runs about $840 a month. As of 2000, the average household income was $30,571 a year.

Tallahassee is a bound with activities, events, and recreation options. Therefore you will find plenty of things to do within the community. This is also considered a great place to raise a family.

Tampa, FL

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Tampa, FL

With over 335,000 people calling Tampa, Florida home, it is definitely considered to have a city feel to it. Luckily, it is one of the few cities that do not have a big city price tag attached to it. Located on the Gulf of Mexico, it is hub of business and activity. Not only is it located near another one of Florida's favorite tourist attractions, Bush Gardens, it also has countless numbers of events, activities, and attractions to choose from.

Sounds unaffordable, right? Well, City-Data.com reports that the average price of a condo is only $180,000. Not the condo type? The average detached home runs around $329,000. Prefer to rent? The average rental property runs around $890 a month. Tampa also has many major employers which offer amazing benefits. The average household income is around $41,605 a year.

Altamonte Springs, FL

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Altamonte Springs, FL

Just 15 minutes north of Orlando, Altamonte Springs, Florida is the perfect place if you want a small town feel without sacrificing all the recreational benefits Orlando, FL has to offer. Millions of people flock to Walt Disney World, Sea World, Universal Studios, and other theme parks in the area year round. Altamonte Springs allows you to be close to these attractions while enjoying the quiet living of day-to-day life.

However, don't think that there is nothing to do in Altamonte Springs. There are weekly, monthly, and annual events and festivals that occur in Crane's Roost Park, which is a 45-acre European-style park, located in Uptown Altamonte. With creatively beautiful walkways and pedestrian-friendly streets, it is hard not to notice the beauty of this town and many people simply enjoy gathering together here for a variety of activities, which reflects a sense of community.

Again, Florida has plenty of small towns which are close to major tourist attractions. You just need to decide which area interests you the most. Most people say that south Florida is overpopulated and overpriced. Many more people suggest moving to northern Florida or along certain parts of the Gulf of Mexico.

If you are considering a move to Florida, remember to be realistic. Not everywhere is like Walt Disney World. Also, always check out the town you are considering before deciding on a move. Perhaps start with a vacation and check out many of the local scenes first to find out if the area will be a good fit for you.

Should you retire in Florida?

© 2014 L Sarhan

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    • profile image

      Cooper Harrison 

      16 months ago from San Francisco, CA

      This is really interesting - I haven't heard of a lot of these places before.

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