AuthorizedUserTradelines (autradeline)

Are you tired of being held hostage by the three kidnappers of credit otherwise known as the credit bureaus? Do you find yourself needing just a little bit of a lift with the credit score to qualify for better interest rates for the home or car you are trying to buy and save thousands? Did the bad boy reporting bureaucracy get in the way of efficient credit repair and correcting those blunders on your report by making it tedious and terrible to attempt? If you have answered yes to any of these questions, climb aboard for a “Piggyback” ride and make lifting your scores easier than baby-kissing for politicians. Authorized user tradelines, (AU tradelines) have helped thousands just like you achieve that lightning fast credit score boost needed for a game changer in both home and car financing.

Finally a Booster Shot for Credit:
When experts in the credit repair industry realized several years ago that authorized user reporting by credit card companies carried the entire payment history to the bureaus it was a great moment in borrowing history. Exactly like having those “booster shots” when you were growing up to keep terrible diseases away this credit-based injection is also your “defender,” but with “fast-acting” results. As soon as someone was listed as “authorized” by the primary credit card holder excellent payment history overtime which comes with those who have superior scores was reported in the very next cycle to the bureaus. The discovery meant someone who had credit which needed a boost of 50-100 points and needed it fast could “piggyback” off of those who had been paying for several years, on time and maintaining low balances.

A Brave New World of Invention:
About 35 seconds after the discovery of the huge positive impact authorized user tradelines had on the first reporting cycle an entire segment was added to the credit repair industry. People with excellent credit were sought to “rent their great credit” to those who needed a lift. One of the best parts of the process was that adding an authorized user to an existing card did not require an additional card or pose any risk to the primary card holder. Credit card companies had minimal rules for adding users and several could be added each month. Brokers were established who contracted people to use their great credit to provide extra monthly income for themselves by just maintaining the excellent credit habits they already had illustrated for years. Individuals who needed 50 points quickly to qualify for a home mortgage which would save tens of thousands of dollars over the life of the loan were certainly eager to participate with renting the almost instant bump upward on the bureaus. Piggybacking using AU tradelines became a match made in heaven for people to earn money from renting their great credit and at the same time helping others improve their lives with low-interest home and auto
loans.

Happy Endings and Big Banking:
Happy Endings and Big Banking used together are what the brainiacs call an “oxymoron.” It is like those pictures they show you for computer security, and you pick out the items which belong and those that don’t - these two never make the same list. As usual, the big boys in banking eventually realized that they left their fly unzipped and needed to try to find a way not to exceed their daily quota of zero good deeds. Some credit card companies starting making new rules and added regulations for relatives only and some even reduced the length of time AU tradelines were reported. What happened was it more or less narrowed the window of opportunity for borrowers. The period for which the positive items were reported was reduced. Today authorized user tradelines is recognized as a chance to qualify quickly and close on a loan which might be a life-changing situation for many hard-working people who just need a little help fighting the bureaucracy of both banking and the credit bureaus.