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Sample Non-Permissible Purpose Letter

by Dale G. Holmes

Find an unknown company on your credit report? Why is that inquiry there? Anyone who pulls your credit report must have a permissible purpose to due so accoring to The Fair Credit Reporting Act (FCRA). If... published 7 months ago

1 comment    finance credit repair credit score

The Big 3 Automakers72

Why Don't People Buy American Cars?

by Dale G. Holmes

Why don't people buy American cars anymore? More than most people would like to admit, purchasing a car and the decisions involved in that purchase are emotional. We like to think we are rational, responsible,... published 7 months ago

2 comments    business finance money

70

Guide to Financial Planning in Your Thirties

by Dale G. Holmes

Financial Planning in Your 30s (Thirties) When it comes to personal financial planning we hear the same advice day in and day out: Start in your twenties. The funny thing about this advice is usually we ignore... published 7 months ago

0 comments    finance money credit

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Sample Debt Validation Letter

by Dale G. Holmes

Debt collection companies can be difficult to deal with. No one wants a phone call or letter from these companies. If you do get one what should you do though? Send the letter below and ask them to provide... published 7 months ago

4 comments    finance credit repair fico score

Dale G. Holmes profile image58

Sample Pay For Delete Letter

by Dale G. Holmes

Credit repair often begins with attempting to remove collection accounts from your credit reports. Below is a sample "Pay For Delete" letter to send to a collection agency to try and get them to agree to... published 6 months ago

0 comments    finance credit repair fico score

Stop this greedy debt collector now!80

Stop Debt Collector Harassment

by Dale G. Holmes

How to Stop Debt Collectors With Cease and Desist Letters Do you get nervous every time you go to the mailbox? Does a ringing telephone cause panic? If you are one of the millions of consumers struggling to... published 7 months ago

0 comments    fico score collection agency

Is this your lost wallet?69

How To Deal With a Lost or Stolen Purse or Wallet

by Dale G. Holmes

A lost or stolen purse or wallet is something many of us unfortunately deal with at some point during the course of our lives. Reaching for your purse or into your pocket for your wallet and realizing it is... published 7 months ago

0 comments    finance money identity theft

62

Easy Ways to Improve Your Credit Score

by Dale G. Holmes

Understanding and Improving Your Credit Score If you want to improve your credit score first you need to understand how your score is calculated. Trying to improve your score while not having a general idea of... published 7 months ago

3 comments    finance money credit

64

How To: Credit Repair Basics

by Dale G. Holmes

Credit repair can seem like an insurmountable and complicated task, especially for those with very poor credit. The road to repairing the damage can seem long with little or no light at the end of the tunnel.... published 7 months ago

0 comments    finance credit foreclosure

Dale G. Holmes profile image74

Remove Inaccurate Credit Information From Your Credit File

by Dale G. Holmes

Credit reports can be filled with inaccurate information that damages your credit score. If you're one of the many people who haven't checked their credit reports in a while please keep reading. According to... published 7 months ago

1 comment    finance credit credit repair

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