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  • by Dale G. Holmes

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79

Guide to Financial Planning in Your Thirties

Financial Planning in Your 30s (Thirties) When it comes to personal financial planning we hear the same advice day in and day out: Start in your twenties. The funny thing about this advice is usually we...

0 comments    finance money credit
Dale G. Holmes profile image69

Sample Paid Collection Letter

Trying to remove a paid collection account from your credit report to raise your FICO score can be frustrating. The letter below can help. Thank a person on the internet named PsychDoc. It's his letter and...

2 comments    finance credit score fico score
Dale G. Holmes profile image70

Sample Debt Validation Letter

Debt collection companies can be difficult to deal with. No one wants a phone call or letter from these companies. If you do get one what should you do though? Send the letter below and ask them to provide...

6 comments    finance credit score fico score
Dale G. Holmes profile image65

Sample Pay For Delete Letter

Credit repair often begins with attempting to remove collection accounts from your credit reports. Below is a sample "Pay For Delete" letter to send to a collection agency to try and get them to agree to...

0 comments    finance credit repair fico score
The Big 3 Automakers80

Why Don't People Buy American Cars?

Why don't people buy American cars anymore? More than most people would like to admit, purchasing a car and the decisions involved in that purchase are emotional. We like to think we are rational,...

10 comments    business finance money
Dale G. Holmes profile image67

Sample Non-Permissible Purpose Letter

Find an unknown company on your credit report? Why is that inquiry there? Anyone who pulls your credit report must have a permissible purpose to due so accoring to The Fair Credit Reporting Act (FCRA). If...

2 comments    finance credit score fico score
57

Easy Ways to Improve Your Credit Score

Understanding and Improving Your Credit Score If you want to improve your credit score first you need to understand how your score is calculated. Trying to improve your score while not having a general idea...

3 comments    finance money credit
57

How To: Credit Repair Basics

Credit repair can seem like an insurmountable and complicated task, especially for those with very poor credit. The road to repairing the damage can seem long with little or no light at the end of the tunnel....

1 comment    finance credit foreclosure
Dale G. Holmes profile image72

Remove Inaccurate Credit Information From Your Credit File

Credit reports can be filled with inaccurate information that damages your credit score. If you're one of the many people who haven't checked their credit reports in a while please keep reading. According to...

1 comment    finance credit credit score
Is this your lost wallet?66

How To Deal With a Lost or Stolen Purse or Wallet

A lost or stolen purse or wallet is something many of us unfortunately deal with at some point during the course of our lives. Reaching for your purse or into your pocket for your wallet and realizing it is...

1 comment    finance money identity theft
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