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77The Benefits of Budgeting
Provides Knowledge Personal budgeting is a valuable tool leading you on a road of financial self-discovery. It allows you to learn exactly how much money is coming into the household, how fast it goes out and...
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75Gift Giving on a Budget
Holiday and special occasion gift giving with all the trimmings can become quite expensive. After the gift has been purchased, the wrapping, tissue paper, bows and cards may cost as much as the gift itself. ...
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78Wise Words: A Collection of Frugal Quotes
"Beware of little expenses; a small leak will sink a great ship"-- Benjamin Franklin "He who does not economize will have to agonize"--Confusius "Nothing is a waste of time if you use the experience...
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79Easy Ways to Save Money Everyday
During these economic times, a supermarket trip can cost as much as a car payment. However, with a little knowledge, strategic planning and diligence, significant savings are achievable. Having a clear...
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69Credit Unions vs Banks
Banks despise credit unions and have lobbied unsuccessfully in the past to eliminate them or who can join them. The Federal agency (National Credit Union Administration - NCUA) that charters and oversees...
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67Best Times for the Best Buys an A to Z Guide
Many die-hard bargain hunters have known for a long time there is a best time to purchase virtually anything. Learning these "best times" greatly enhances the chance of snatching extraordinary deals. This...
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57Save Time & Money in the Kitchen
Is your idea of a quick meal stopping at a fast-food restaurant on your way home from work? Maybe you think that between your children's extra curricular activities and homework, you just do not have the time...
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76Garage Sale Shopping Strategies
Scour local classified ads in newspapers and free papers that may be available to your area and circle the ads that interest you. Check the Internet for local garage sale ads. Many yard and garage sale...
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56How to Plan a Fabulously Fun & Inexpensive Staycation
Maybe your funds are limited, or you just don’t want to spend the money on an extravagant summer vacation this time around. You’re not alone. Many American families are electing not to go on a...
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56YOU on a Budget
Individualized savings in America has reached record lows in recent years and the downward spiral seems to continue with the tough economy. However, it is the benchmark to securing a stable financial future. ...
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