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45Computing Your Home's Equity for Home Equity Loan
To compute your home's equity, all you need to do is to find out how much your house is worth and how much your existing mortgage balance is. In other words, if your home has a $260,000 appraised value and you...
50Repairing Bad Credit Create an Action Plan
Pretend for a moment that you're going to go on a road trip - a trip out with the fam for some fun and entertainment. In order to plan the best possible route for that trip, you would need to know a couple of...
543 Tips to Improve Your FICO Score
So what can you do if you have a low credit score? I'm going to give you some tips and tricks for improving your credit score with the big three credit reporting agencies, Transunion, Experian, and Equifax. ...
44How to Improve Your FICO Score Tip #3
Tip #3 Never Ever be Late - the Credit Bureaus are Watching Never be more than 30 days late on a credit card payment, and never be late at all on a mortgage payment or a car payment. If you can only make one...
57Secured Credit Cards for Teenagers and College Students
Prepaid credit cards instead of traditional credit cards for students? Despite normal credit cards being a bad idea, there is a new type of credit card on the market these days that is being targeted to...
63Knoweth Thy FICO
With the financal crisis in full swing and lenders tightening up their aprovals, lots of folks are now wondering what they have to do ito improve their FICO score - you know, the credit score that is assigned...
0 comments48Mortgage Refinance Debt to Income Ratios Affect Rates
Considering a mortgage refinance, particularly the 125% equity line of credit refinance? In addition to your credit score, potential lenders will look at your debt to income ratio and other factors to...
55Can I Get a Loan with Bad Credit
Personal loans for people with bad credit are becoming increasingly popular these days, paticularly because bad credit events can happen so very quickly and to just about anybody at anytime. If you're reading...
58Credit Card Debt Ruining Your Life? Learn How To Eliminate It Now
When we talk about debt, one of the first things that comes to our mind is American debt, in particular credit card debt. This is because debt in the United States has become so bad in the country that the...
