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Military Retirement Pay - Making Sense Of The Rules
There is nothing more confusing than military retirement pay - except possibly corporate tax deductions. And maybe working out how to split the restaurant bill after several bottles of wine ... Things used to be simple when it came to retirement pay - you put in 20 years, and you got 50 percent of your base pay immediately upon retirement.
1 commentFHA Loan Requirements
FHA loan requirements have been relaxed as part of the Federal government's Housing and Economic Recovery Act, 2008. The purpose of the act is to provide some relief for home owners affected by the housing...
9 commentsBlog Traffic - How To Get More Traffic To Your Blog
Blog traffic - without it, the whole exercise of blogging becomes somewhat self-indulgent and pointless, doesn't it? Whether you are blogging to make money online, or just to reach a wider audience with your...
14 commentsHigh Mileage Auto Refinancing
Refinancing a vehicle with high mileage is not a walk in the park, but it can be done. High mileage auto refinancing is a painful area. If you have done a Google search recently for "high mileage auto...
8 commentsRecent Mortgage Rates Trends
Recent mortgage rates trends have defied all long-range predictions. Back in '07, when mortgage rates were sliding down towards 6%, all the pundits were saying that it couldn't last much longer. I mean we were talking mortgage rates lower than had been seen at any time since the oil price shocks to inflation in the early 1970s.
1 commentBond Investing
Bond investing, investment grade bonds, junk bonds, high yield bonds, government bonds, how to invest in bonds, and the rols of bonds in your investment portfolio.
4 commentsGift Credit Cards
A gift credit card sounds like a lovely idea, but read the fine print before buying or using a gift credit card. There are benefits of gift credit cards, and problems with gift credit cards, and the difference is all in the terms and conditions.
2 commentsFHA Loans For People With Bad Credit
FHA loans for people with bad credit are actually reasonably accessible. It's true that you need to meet some FHA loan requirements in order to qualify for an FHA loan, but those FHA loan requirements do not include having an unblemished credit record.
1 commentThe FHA 203k Program
The FHA 203k program was designed to address the Catch-22 that exists for buyers who need to "fix up" or renovate their property in order to make it livable.Traditionally, lenders will only advance funds...
2 commentsThe HUD FHA Insurance Fund
The HUD FHA insurance fund was established during the Great Depression, when rates of foreclosure and default rose sharply. The purpose of the fund was to protect lower income Americans from being squeezed out of the home ownership market. These days, we need it more than ever!
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