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Military Retirement Pay - Making Sense Of The Rules

There is nothing more confusing than military retirement pay - except possibly corporate tax deductions. And maybe working out how to split the restaurant bill after several bottles of wine ... Things used to be simple when it came to retirement pay - you put in 20 years, and you got 50 percent of your base pay immediately upon retirement.

1 comment    advice how to finance
75

Steps To Refinancing A Mortgage

The steps to refinancing a mortgage are simple, but skipping the first step can cause problems. The first, most important of the steps to refinancing a mortgage is to decide what your main objective is for doing the refinancing.

0 comments    advice how to finance
Recent mortgage rates trends are all one way - downward! Photo:pnwra73

Recent Mortgage Rates Trends

Recent mortgage rates trends have defied all long-range predictions. Back in '07, when mortgage rates were sliding down towards 6%, all the pundits were saying that it couldn't last much longer. I mean we were talking mortgage rates lower than had been seen at any time since the oil price shocks to inflation in the early 1970s.

1 comment    finance money investing
The FHA 203k program will allow you to refinance, extending your mortgage to pay for renovations.67

The FHA 203k Program

The FHA 203k program was designed to address the Catch-22 that exists for buyers who need to "fix up" or renovate their property in order to make it livable.Traditionally, lenders will only advance funds...

2 comments    finance home mortgage
Refinancing a vehicle with high mileage is not a walk in the park, but it can be done.84

High Mileage Auto Refinancing

Refinancing a vehicle with high mileage is not a walk in the park, but it can be done. High mileage auto refinancing is a painful area. If you have done a Google search recently for "high mileage auto...

8 comments    finance automotive car
Making mortgage rates predictions is like predicting the weather.79

Mortgage Rates Predictions

Mortgage rates predictions are notoriously tricky, and at this particular point in time, trickier than usual. The financial world is still reeling from the subprime crisis, and the political pressure on...

3 comments    finance home money
73

Blog Traffic - How To Get More Traffic To Your Blog

Blog traffic - without it, the whole exercise of blogging becomes somewhat self-indulgent and pointless, doesn't it? Whether you are blogging to make money online, or just to reach a wider audience with your...

14 comments    business finance seo
FHA loans for people with bad credit make home ownership a possibility. Photo:seier+seier+seier62

FHA Loans For People With Bad Credit

FHA loans for people with bad credit are actually reasonably accessible. It's true that you need to meet some FHA loan requirements in order to qualify for an FHA loan, but those FHA loan requirements do not include having an unblemished credit record.

1 comment    finance money income
How much can I borrow? Mortgage calculation by David D. Muir.67

How Much Can I Borrow? Mortgage Calculation Made Easy

"How much can I borrow?" Mortgage payments are a huge part of our regular financial commitments, and most lenders have strict limits on measures such as the percentage of your income that you can spend making your mortgage repayments, the size of your downpayment, and the amount of other debt you are carrying.

1 comment    advice finance money
56

Refinancing Your Mortgage

Refinancing your home can reduce your monthly mortgage payments, help avoid foreclosure, pay off credit card debt, or provide a lump sum of cash in tough times. But be careful - watch for hidden costs, and be sure the decision is right for you.

0 comments    finance home money
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