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Recent mortgage rates trends are all one way - downward! Photo:pnwra67

Recent Mortgage Rates Trends

Recent mortgage rates trends have defied all long-range predictions. Back in '07, when mortgage rates were sliding down towards 6%, all the pundits were saying that it couldn't last much longer. I mean we were talking mortgage rates lower than had been seen at any time since the oil price shocks to inflation in the early 1970s.

1 comment    finance money investing
A gift credit card has many uses.69

Gift Credit Cards

A gift credit card sounds like a lovely idea, but read the fine print before buying or using a gift credit card. There are benefits of gift credit cards, and problems with gift credit cards, and the difference is all in the terms and conditions.

2 comments    finance money credit cards
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Avoid Mortgage Foreclosures

Avoid foreclosure, because it can badly damage your credit rating. Refinancing or modifying your mortgage may get you out of trouble, or you may be able to negotiate with your lender for time to sell your property.

1 comment    finance money mortgage
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Blog Traffic - How To Get More Traffic To Your Blog

Blog traffic - without it, the whole exercise of blogging becomes somewhat self-indulgent and pointless, doesn't it? Whether you are blogging to make money online, or just to reach a wider audience with your...

14 comments    business finance seo
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Refinancing Your Mortgage

Refinancing your home can reduce your monthly mortgage payments, help avoid foreclosure, pay off credit card debt, or provide a lump sum of cash in tough times. But be careful - watch for hidden costs, and be sure the decision is right for you.

0 comments    finance home money
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9 Ways To Stay On Track When Working At Home

Working at home is the ideal second income for many people. Working at home can be a rewarding experience emotionally and financially, but it's easy to lose sight of running a successful business when it's...

7 comments    business finance money
In a fog about high yield investments? Photo:ricourian70

High Yield Investments

In low interest times, everyone's attention turns to high yield investments. When you have become accustomed to getting 6% or even 8% on your cash at call, a sudden drop to 4% is painful. It can be tempting to look farther afield than cash management accounts. Don't get me wrong - you should definitely diversify in any case. But avoid the temptation to swing a sizeable portion of your capital into corporate bonds, debentures, and securitization funds.

1 comment    finance money investing
Mortgage rates predictions can't be trusted63

Mortgage Rate Predictions

Mortgage rates predictions can't be trusted - at least, not completely - in this current uncertain economic environment. When life moved a slower pace, and when mortgages were less widespread, movements in mortgage rates predictions were much less significant than they are today.

0 comments    finance money real estate
FHA loans for people with bad credit make home ownership a possibility. Photo:seier+seier+seier62

FHA Loans For People With Bad Credit

FHA loans for people with bad credit are actually reasonably accessible. It's true that you need to meet some FHA loan requirements in order to qualify for an FHA loan, but those FHA loan requirements do not include having an unblemished credit record.

1 comment    finance money income
Making money as a blogger is a great lifestyle - so where does the money come from?61

Top 9 Ways To Make Money From Blogging

If you can make money from blogging, it "takes the curse off" from spending the amount of time it takes to write the posts, social bookmark and backlink to them, and network with other bloggers on your topic. Even if there is no immediate result in terms of new contracts for your main business or profession, the fact that the blog itself is a profit center is a reason to press on.

4 comments    business make money online blog
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