Some Men in Uniform are Wonderful

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It was a Saturday in March 2013;

I decided to go a bit further away from home for shopping at Finsbury Park, London. I had only been there once before with a friend and because I liked it, I promised myself I would go back there on my own.

I saw a Cash Machine and proceeded to withdraw £90 but it stated there would be charge of £1.90. I declined withdrawal and asked the man behind me where Banks with ATMs were. He pointed to one, further down the road.

When I made a withdrawal of £90, I noted my balance had gone down significantly and on checking, it reflected the previous machine had given me £91.90 which it clearly didn’t.

I immediately called my bank and they said they couldn’t do anything until Monday because it was a Business Account. I walked into a shop all upset and explained what happened to a man there. He said there were fraudulent activities in the area. That got me even more worried – I was thinking that between Saturday and Monday, anyone could take money out of that account and I didn't want to cancel the card.

Another man listening to us then shouted out to a Police man and Police Woman who were patrolling on foot and explained the situation. (so kind of him). The policeman and his colleague then followed me to the Cash Machine which was just on a wall, not outside a bank. He asked me to ring the number on it. I did. When I explained the situation, the Customer adviser said there was nothing wrong with the machine and said I would have to call my Bank for a discrepancy form. I then handed my mobile phone to the Police man to speak some sense to them!!

The Policeman spoke to them and asked them to get an Engineer out to check the Machine. He also called his office to check CCTV cameras in the area at the time I was using the ATM, for any suspicious activities. He took my number and promised to call me back with the outcome, while I reluctantly got on with my shopping.

Out of worry, I kept on monitoring my account online and at Midnight, £91.90 was refunded to my Account. I strongly believe they refunded it quickly because the Police were involved. No “discrepancy forms” filled in, afterall.

Lesson Learnt:

Always take money out from an ATM inside or outside a Bank. Not one just on the wall. Also, regularly check balance.

Th✿nks to the Policeman and Colleague. I didn’t know they dealt with such issues.

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* New Scam.* - Beware!!

A new Sophisticated Scam is below. It’s digital and stores Pins. I found this one out in April 2013. Please be Careful.

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Comments 32 comments

billybuc profile image

billybuc 3 years ago from Olympia, WA

Excellent information and thanks for the warning. I'm so happy that the police helped you. Restores a bit of faith in mankind, doesn't it? :)

Have a wonderful weekend my friend.


Ghaelach 3 years ago

Morning Lady E.

Glad you got that sorted and in super fast time, and all done with out guns. The good old British Bobby.

In our house everything is done with cash. Sometimes a good thing, as in your case, and sometimes can be a hinderance.

LOL Ghaelach


always exploring profile image

always exploring 3 years ago from Southern Illinois

Thank's for the warning. Happy you received help from the police. Crooks are everywhere, what a shame..Cheers my friend...


Lady_E profile image

Lady_E 3 years ago from London, UK Author

@billybuc - Thanks Bill. You are right. It does restore some faith in mankind because recently we have had quite a few Policmen who are on trial for unlawful deeds. Have a good weekend too.

@Ghaelach - Oh, I'm glad it was superfast too. That helped emotionally.

Thanks for stopping. Best Wishes.

@AlwaysExploring - Cheers Ruby. Lol, Crooks are indeed everywhere and rising in number. Nice of you to stop by. Take Care.


Vellur profile image

Vellur 3 years ago from Dubai

Thank you for sharing this hub and keeping all of us informed. Voted way up.


teacherjoe52 profile image

teacherjoe52 3 years ago

Good morning sister.

Is that device on a ATM?

If there are too many withdraws from my account they call me right away. My bank is really good.

God bless you.


josiejossy profile image

josiejossy 3 years ago from Nairobi Kenya

As they say, problem shared is problem solved.....what if you ddnt share what you noticed, you can only try to imagine the consequences. thanx for sharing.

cheers


Lady_E profile image

Lady_E 3 years ago from London, UK Author

@Vellur - Thanks Vellur. I appreciate you stopping by.

@TeacherJoey - Good, but too many withdrawals could be anyone before they contact you. You have a nice bank. Years ago, my bank called me to ask if I had just made a purchase with my Visa card and I was shocked because I was at home and had my card with me. They cancelled the transaction because it was an unusual big amount. (My card had been swiped when used in a supermarket.) Not all banks have time for that these days though.

Thanks for sharing your story. Keep safe.

Ps. The Device above is on an ATM.


Lady_E profile image

Lady_E 3 years ago from London, UK Author

@Josie Cheers Josie. Thanks for stopping and keep vigilant.

Good to see you again.


Ruchira profile image

Ruchira 3 years ago from United States

Thank god Elena you were guided.

It is rather unfortunate when goofed up.

Hugs!!


MsDora profile image

MsDora 3 years ago from The Caribbean

Happy for you that you got that problem solved. I agree: "Some men in uniform are wonderful."


Lady_E profile image

Lady_E 3 years ago from London, UK Author

@Ruchira Thanks Ruchira, the man who shouted out to the Police was such an Angel. Thanks for stopping.

@MsDora - They are certainly are. Lovely of you to stop by.


Nat Amaral profile image

Nat Amaral 3 years ago from BC Canada

Thank you so much for writing this article, especially about the scams. It was so kind of those officers to have helped you. Many blessings to you and them.


Rosemay50 profile image

Rosemay50 3 years ago from Hawkes Bay - NewZealand

lad you got your money back. You were lucky that there happened to be two policemen nearby, the banks are really slow at dealing with these problems.


Lady_E profile image

Lady_E 3 years ago from London, UK Author

@Nat Amaral

Thanks Nat. I'm grateful for their help. Keep Safe. :-)

@Rosemay

Thanks Rose - So true. They are quick to take money but in the event of errors, they work at snail pace. Thanks for stopping.


acaetnna profile image

acaetnna 3 years ago from Guildford

Oh my goodness. Thanks so much for the warning. What a relief for you in the end.


teaches12345 profile image

teaches12345 3 years ago

Thanks for the advise, you just have to be so careful these days. Glad you found some wonderful assistance from the officers.


platinumOwl4 profile image

platinumOwl4 3 years ago

Hello Lady E, Again your article is current and informative. Loving it.


khmazz profile image

khmazz 3 years ago from South Florida

I never would have thought that something like this would happen! Great inforamtion and I am so glad it turned out ok! Thanks for sharing!


Lady_E profile image

Lady_E 3 years ago from London, UK Author

@Acaetnna

@Teachers12345

@Platinum Owl

@Khmazz

Thanks so much for stopping by and your kind words. I apologise for late response. I was away on holiday for 2 weeks.

Keep Safe.

Elena :-)


James-wolve profile image

James-wolve 3 years ago from Morocco

Thanks so much for sharing this experience with us.I ve learnt today something .

How are you doing?long time no see!


Lady_E profile image

Lady_E 3 years ago from London, UK Author

@James Thanks James. I'm glad you found it useful. I'm fine but just very busy and in the middle of it - spent 2 weeks in Africa. Hope all is well with you. Take care. ;-)


James-wolve profile image

James-wolve 3 years ago from Morocco

Oh cool!Where?


Lady_E profile image

Lady_E 3 years ago from London, UK Author

Hello James, It was Lagos in Africa. :-)


James-wolve profile image

James-wolve 3 years ago from Morocco

Did you enjoy your time there


Lady_E profile image

Lady_E 3 years ago from London, UK Author

@James

I did thanks. I was missing my Dad and wanted to spend time with him. I told the Pilot to fly past Morocco on the way back, so I could wave to you - He said I'd have to get a Private Jet. :-)


James-wolve profile image

James-wolve 3 years ago from Morocco

Oh how sweet you are!If only you took it lol


Levertis Steele profile image

Levertis Steele 3 years ago from Southern Clime

Crooks are constantly devising ways to scam others. I am happy that many businesses, especially banks, have live 24-hour monitors. I was once in another state trying to withdraw money from an ATM machine that I walked to outside of a bank. As I was about to key in my PIN, a message flashed across the screen: "Look over your shoulder!" I quickly looked over my right shoulder and almost "kissed" a man who was too close for comfort. He laughed it off as a joke, but I realized that he was trying to get my information. He, too, saw that we were being monitored and he retreated. Anything could have happened if he had not realized that he was recorded. Hopefully, that experience kept him worried about being caught. Now, I drive to an ATM machine at a bank only in a very peopled place.

I have high respect for good men in uniforms, especially policemen and members of the armed services.

What a useful hub! Thanks! I will share.


Tonipet profile image

Tonipet 3 years ago from The City of Generals

Hi Elena. Thankfully, your worries are gone. There truly are still man who are willing to help from the heart. We probably just don't realize there are so many of them until some kindness we receive.

Thanks for the warning, that is new to me, honestly. Useful hub and I'm sharing! :=)-Tonette


Lady_E profile image

Lady_E 3 years ago from London, UK Author

@Levertis, I couldn't help but chuckle about you nearly kissing him, but wow, seriously that was a lucky escape. You are also very smart, quick and observant.

It's got to the point now that I prefer to take money out Inside the bank, not even outside. I feel it's safer.

Sad that the world has come to this. Some thieves have even had the guts to try and remove an ATM from the wall of a bank. lol. If you search google, you will find the story.

Happy weekend.


Lady_E profile image

Lady_E 3 years ago from London, UK Author

@Tonipet - Thanks. I'm glad you found it useful. We all have to keep observant. Also, thanks for sharing. Happy weekend. :-)


Lady_E profile image

Lady_E 3 years ago from London, UK Author

@Tonipet - Thanks. I'm glad you found it useful. We all have to keep observant. Also, thanks for sharing. Happy weekend. :-)

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