The purpose of this hub is to tell you about my experience during a hard time in my life and saving money.One year ago.August 2008.

Well,

Sometimes you just got to plan ahead.

And sometimes you have to go to plan F.(A,B,C,D,E...worked and now there is plan F).

F is when everything else fails and you start making things to sell.Eveyone's plan F is different.I was thinking how could I save money.Being creative great idea! So started making , baking and creating things.And selling slices of cake to family.When times are hard you tend to get creative.

Buying apples and turning them into candy apples.Nice idea right.Selling candy apples and ice cream to working family members brought great joy. Physical and spiritual family seemed very happy to invest in this creative adventure ..It was only an idea during hard times.

Family will showed up often. They will show up and ready to pay for the home made hamburgers. And you know what it worked.The hambugers seasoned,fat and juicy. Loved it. Home made pizza was a must.

I am still generious at times.But....times have changed. Coupons save money too.I saw this lady with a grocery cart filled with food.The food in her cart looked like it would cost her $300 dollars.But by the time she got through the line it was $46 dollars she had coupons.

So what if your family talks about you.Your light bill will get paid with their money

Friends may come to you for small items like milk ,eggs,soda.. leave a donation please. I am not playing times are not the way they use to be .I was about plan F.Also,creating games and making money.

Okay back to the real reason I wrote this hub.

My husband passed away(died, August 2008).Well, the funeral home wanted too charge me x amount of dollars.Way to much money for me to pay.My Pastor said "can't you order wholesale ...online".We checked online and I saved over 5,000 dollars.Thats why I am sharing this good news with you.

Order online.

Have the shippers ship items to the funeral home.There is no law that says you cannot save money.I had to save money.I ordered the items below and on side .Everything online and had it shipped to the funeral home.I saved myself and my family over 5,ooo dollars doing it that way..Everything went well.

Some places charge too much during economic hard times.So I had to in the mist of my sorrow learn how to save money.Burying a love one is hard.And even harder when you got x amount of money.

My husband passed away unexpectedly.I had to wakeup and think how was I going to bury him when we just cashed in the insurance policy two months before he died....We went on vacation and had a good time. After twenty years of marriage we needed a sha bang and we did it up .

Listen its time to tell.Times are not like the old days.The days when you just had the extra money.Its time to save and be creative.Especially when you drive a mercedes!

So his body was in another state.And he had to be flown back to the state we lived in.The funeral director said he needed to come back in a special refrigerator.The cost for a special refrigerator he had to be placed in ...etc.The cost was beyond thoughts.I said special refrigerators for shipping dead loved ones.

Let me go online...I hope this does not happen to you but I was saving money during hard times.Let the truth be told.