Your Wedding Investment: Protect It With Your Credit Card!

I call credit cards the insurance policy in a future bride's and groom's wallet. It's important to know how a credit card can protect and benefit you as you plan your wedding, in more ways than one.

Read the following information to get a handle on why you should only use credit card to pay for all your wedding expenses.

* Never pay wedding vendors/venues with cash or check. Pay only with your credit card, which will protect you should the vendor/venue go out of business.

* A credit card can be used to dispute a charge by a vendor/venue if there is a case for nonperformance—and the vendor/venue refuses to acknowledge the claim or credit you, the client.

* Many credit cards offer cash back or bonuses for their use. Imagine receiving 3% back on a $20,000 wedding reception, for example.

* Use a credit card affiliated with an airline to get double frequent-flier miles when reserving your honeymoon.

* Many credit cards offer free travel insurance and other incentives for their use.

* There are no finance charges if the credit card is paid within 30 days, which is why I advise my clients to always pay their wedding expenses with a credit card, no matter how much cash they have in the bank.

In summary: A credit card offers you many benefits and protections which you can take advantage of as a bride- and groom-to-be.

Research the ones that have the most to offer you, as you plan your wedding and your honeymoon.

And remember: No matter how much cash you have in the bank, pay with your credit card!