What do you think, is it easier to work with a short sale or a foreclosure?
It really depends on your situation. There are pros and cons to both. With a short sale, you risk losing a home that you've built and lived in for years... made memories in. Not to mention you could possibly be held liable for any deficiency balance between the original loan amount and any depreciated value that it is sold for. Homeowners sometimes receive a 1099 form after short sale which details this.
In foreclosure, you have a few options. First of all, if you carefully inspect your documents you may come to find that there is fraud done on them by the lender or bank. You can contest this fraud and possibly have your home free and clear.
Best of Luck!
by Julie Grimes 12 years ago
What's a short sale, and how does it differ from a foreclosure?
by And Drewson 13 years ago
I have a serious question about the state of Americans and all the job losses, defaulted loans, housing market collapse, etc.Should the government have a one-time reprieve for people that have been damaged by all this?Bankruptcy effects your ability and rates for loans, insurance, etc for up to 10...
by GL Bell 14 years ago
Just saw this on morning news...If this is true than we have seen nothing yet...
by Bob2008 15 years ago
I am in a situation where I will need to go for forclosure or short sale.What bank can do to you if you foreclose? Can the go after your savings and 401K?How expansive the short sale can be? do you need to keep making your mortgage payments?Your help is gteatly appreciated.Thanks.Bob
by Ludivine 9 years ago
How can I find a list of foreclosure homes without having to register to the site and pay fees?I need a list for the state of Missouri.
by beachbumrealty 11 years ago
If you will be asked, will you consider a short sale?I have this friend who is distressed because of his mortgage debts. His attorney told him to offer his property for less than its market value. Please help, I want to hear from you.
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