Understand the different classes of shares in a company, how they differ and what they are used for.
Investing in the stock market can be bewildering. But the basics of how anyone makes money in stock and shares is simple. Keep these simple ideas in mind whenever you are thinking about investing in the stock market.
Inflation means that even if you get your money back as expected it may not buy as much as you thought. This issue is worse for some investments than for others.
Investing in shares can make you money either by paying dividends or by the share price going up giving you a capital gain.
Investing in different asset classes can help you reduce risk without reducing return and gives you tools to help you make your investment portfolio meet your goals.
Don't get overwhelmed by information. Focus on what you need to know about your investment assets.
Doing well in exams takes intelligence, hard work and dedication - but also exam technique. Make the most of your hard work with these tips.
Gilts are UK Government bonds. They are very safe investments but have low returns. Some gilts are index-linked to protect investors from inflation risk.
Preference shares (or preferred stock or 'prefs') are shares in a company which have a (usually) guaranteed dividend. They are therefore a hybrid similar to both shares and corporate bonds.
The differences between buying bonds or shares:what risks you are taking, what return you can expect, and how you will get paid.
Many areas of life and work are now affected by long term financial models. Modelling areas can affect millions of people and cost billions so it is important models are designed well.
The coupon is the regular payment of interest as a percentage of the face value. The yield is the effective return for a given bond price.
Investments with higher expected returns come with more risk, and safer investments generally pay less. Understanding this, and how much risk you are willing to take, is important in managing your investments.
Explains the difference between tax planning (legal), tax evasion (illegal) and tax avoidance (somewhere in between) and the risks involved.
What is the difference between investment income and capital gains? After all, they are both ways of getting a return on your investment. This article explains the difference and why it matters.
What does cash commutation mean? When can you commute pension into cash? This article explains what cash commutation is and the various times you can turn your retirement pension into cash.
Should you take the maximum tax free cash lump sum (pension commencement lump sum) from your pension scheme? Unfortunately, it is not always a good deal. This article gives some things to think about.
The case for and against investing in gold. It can be a store of value but it doesn't earn an income itself. Is it good insurance against inflation? Will it carry on going up forever?
What active and passive investment strategies are, and whether one is always better than the other.
The basics of pensions - how sacing now can provide an income in retirement. Pension provision in general terms.
Tips for driving traffic to your hubpages.com hubs. Discussion of how to write well for search engines without trying to cheat them.
A brief explanation of stocks and shares and how they work and what their good and bad points are for investors.
A brief explanation of corporate bonds and their good and bad points for retail investors.