rubytorqueo

Ruby is a Forty-year old woman who is determined to share her stories (and her diverse personalities) with the world.

Her goal is to reach out and gather knowledge and exchange ideas in the hopes of improving her situation and the lives of others through experience.

And if none of that happens, then maybe you'll get a good laugh!

In the Spotlight

A Rep's Guide To Surviving Customer Service

Customer Service is one of those fields of Public Service that no one appreciates, but everyone expects it to be there when they want it. I was fortunate to have found work during the Recession in 2008. Unfortunately, it was as a customer service...

In the Spotlight

Surviving Hard Times Part I: Living In A Hotel

The economic downturn has hit everybody differently: lost jobs, lost homes, demotions, etc. And now with Superstorm Sandy, trying to live a normal life is even more difficult. Some are able to rely on other resources, such as friends and/or family...

In the Spotlight

Surviving Hard Times Part II: Dealing With Wage Garnishments

You know the saying: Hindsight is 20/20. You usually have more appreciation for someone or something once it's taken away from you. In my case it was money, more specifically my paycheck. My nightmare started in 2005 when I acquired a new credit...

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  Managing Debt

  Surviving Hard Times Part II: Dealing With Wage Garnishments

  11 years ago

  You know the saying: Hindsight is 20/20. You usually have more appreciation for someone or something once it's taken away from you. In my case it was money, more specifically my paycheck. My nightmare started in 2005 when I acquired a new credit...

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  Customer Service & Satisfaction

  A Rep's Guide To Surviving Customer Service

  11 years ago

  Customer Service is one of those fields of Public Service that no one appreciates, but everyone expects it to be there when they want it. I was fortunate to have found work during the Recession in 2008. Unfortunately, it was as a customer service...

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  Frugal Living Lifestyle

  Surviving Hard Times Part I: Living In A Hotel

  10 years ago

  The economic downturn has hit everybody differently: lost jobs, lost homes, demotions, etc. And now with Superstorm Sandy, trying to live a normal life is even more difficult. Some are able to rely on other resources, such as friends and/or family...