Legal Advice for Car Accident Victims
Car accident victims aren't the only individuals that can benefit from hiring a personal injury attorney, however the majority of personal injury cases do involve vehicle accidents of some type. Personal injury law is a specialized field of law that deals with all types of accidents resulting from the negligence of another person. Examples of personal injury cases include injuries by defective products, dog bite injuries, slip and fall injuries, and even cases of medical malpractice. It is extremely important that any individual who is hurt negligently by someone else to contact a personal injury attorney as soon as possible.
The reason an attorney should be contacted as soon as possible, especially in the case of car accident victims, is because insurance companies try to get the jump on settling with the injured party for the absolute minimum amount of compensation. It is the insurance companies main goal is to protect their own assets, while neglecting to cover the full amount owed to the injured party. Insurance agents and adjusters try to contact car accident victims before they have a chance to speak with an attorney and will advise against seeking legal representation. It is important to remember that insurance companies are not working for you like a personal injury attorney would. Insurance companies will never offer compensation for mental anguish or lost wages like an attorney would.
Communication with Insurance Companies
After you hire a personal injury lawyer they will take over all negotiations with insurance companies. You will no longer have to worry about dealing with the insurance agents which is sometimes tedious and grueling, especially when injured. The attorney will do all the footwork when it comes to getting you compensated to the full extent, including mental anguish, medical bills, and lost wages. Be sure to hire an attorney that is specialized in the area of personal injury law because they have experience dealing with insurance companies and know exactly what to claim as far as losses. In fact, it is best to speak to an attorney before even talking to an insurance representative.
Types of Losses
When it comes to claiming losses, there are monetary losses and non-monetary losses that an attorney can seek compensation for. Aside from medical bills and therapy, some car accident victims suffer great emotional and mental stress that count as non-monetary losses and can be compensated for in the form of mental anguish and pain and suffering. It is possible to also be compensated for future medical bills, if you need rehabilitation or therapy following a car accident injury. Lawyers can also get compensation for loss of wages for any time period that you are out of work due to the injury. If your relationship ends as a result of the injury and you suffer from the loss of benefits of having that relationship it is also considered a loss of consortium. An example would be inability to have sexual intercourse due to an injury suffered in an accident. These are just a few examples of the ways an attorney can help your personal injury case.
Car accident victims deserve to be compensated for all the losses they suffer at the hands of another individual and an experienced personal injury attorney can provide the legal advice to help get retribution you deserve. Many people who are injured are faced with expensive medical bills and aren't able to work for long periods of time. Settling with an insurance company won't take these facts into consideration when determining the amount of money they will give you in a settlement. A personal injury attorney has the knowledge of the legal system and can help you navigate your way to the compensation you deserve.