Extended Auto Warranty
An auto warranty program protects your vehicle in the event of a breakdown of many of its major components. Most automobiles come with a manufacturer or dealer warranty when purchased new. Older or used vehicles, however, may not come with auto warranties at all.
When you purchase a vehicle without a manufacturer or dealership warranty, or the original warranty for your vehicle has expired, you should consider getting an extended auto warranty. An extended auto warranty protects your vehicle after the original warranty is no longer valid.
Introduction to Extended Auto Warranties
What Does an Extended Auto Warranty Cover?
Depending on where you purchase your extended auto warranty plan and the auto warranty insurance provider backing it up, extended auto warranty programs can cover the following parts of your vehicle:
- Engine parts including (but not limited to) cylinder block, pistons, crankshaft, oil pump, intake and exhaust manifolds.
- Transmission parts including drive train, electronic shift control, transmission cooler and more.
- Transfer case including drive chain, bearings, seals and gaskets.
- Differential assembly including axle shaft, bushings, and differential cover.
- Drive axle including constant velocity joints, drive shaft and universal joints.
- Steering including parts contained within steering box and pump housing, control valves and internal parts.
- Electrical including alternator, starter motor, starter drive, ignition switch and more.
- Other coverage includes air conditioner, turbocharger, brakes, front / rear suspension, and fuel delivery.
Extended Auto Warranty Benefits
Additional benefits to your extended auto warranty based on the auto warranty insurance provider include:
- 24 hour roadside assistance.
- Rental car coverage.
- Trip interruption reimbursement.
- Towing benefits.
How to Get the Best Extended Auto Warranty Protection
Here are some tips on getting the best protection for your vehicle.
- Research the auto warranty provider thoroughly through the Better Business Bureau and Google for rip off reports, scam warnings, etc.
- Thoroughly read your auto warranty coverage so you know exactly what is and what is not covered by your plan.
- Choose a company that allows a money back guarantee (usually within 30 days) if you change your mind and have not used your plan.
- Be sure not to violate your extended auto warranty plan by making modifications to your vehicle that are prohibited by your plan.