What do you do after being in a car accident?
What are best practices after being involved in a car accident? Should I be thinking about photos, insurance or seeing a doctor? Let us know your thoughts
First, always call the police. Note if anyone is injured and beware of the risk of fire, relocate to a safe distance.
Keep clam and collect information, such as other involved parties names, phone numbers, vehicle descriptions and license plate numbers. Get the other parties insurance information if possible.
Once you have a police report, contact your insurance company if you have coverage, or contact the other parties insurance company if they were clearly at fault.
Keep a journal with names, dates and times of people you have been in contact with. This info can be critical if you wind up in litigation.
Thanks for the really comprehensive answer Max! What if no one is injured and you are in a parking lot? Maybe only minor damage? Should you still call police and insurance?
I might not contact insurance unless seeking a monetary claim, but yes always call the police to get the facts down on paper otherwise the other party could change the story around and come after YOU later.
I try to take as many photos as possible of both vehicles, the intersection and any tire marks on the road from braking. This can help you not only remember what happened but have proof for your insurance, police report, etc.
AAA has a motor vehicle collision checklist so you can be sure you have all the information you need to fix the car and protect yourself.
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