Does Anyone Knows What's Pru Life UK?

Pru Life UK is an indirect subsidiary Of Prudential PLC (one of the United kingdom's largest life insurers.

The client are given an understanding of different options to place the investments ( 100% bonds; 50% bonds and 50% equities; 80% bonds and 20% equities; or vice versa; 100% equities.We have find managers who monitors the investment to make sure that investments are properly managed. Agents of Pru Life are licensed with the Insurance Commission to transact variable insurances with clients. Pru Life agents undergo series of trainings and go as far to take their masters degree and certification diplomateto become Certified Financial Planners. Investments are like heartbeat. Everyday it changes. But wise investors are always guided by their agents or financial planners so investments gain.Personally, you can call one of my investor and she can attest to you that she only placed PHP 200,000.00 last year and when she decided to pull out the investment as she need the money. She parked the money with Pru Life UK for a year and 2 months and she earned 16% ,so it became PHP 232,140.06. Yes, it is the right decision.

to igotinked,

since you're already using internet, why don't you aurf and search to find out what pru life u.k. is. and you can also ask the agent to accompany you to the main office of pru life so you'll know what and where the investment is all about. tnx and have a nice day.

to igotinked,

since you're already using internet, why don't you aurf and search to find out what pru life u.k. is. and you can also ask the agent to accompany you to the main office of pru life so you'll know what and where the investment is all about. tnx and have a nice day.

The hell with you, of course you don't have any idea who is Pru life because you never been out of your country, i guess your not that to dumb, use your common sense if ever you have, search the internet, so all your questions will be answered

Want to know more about PRU LIFE U.K? call or text me at this number 0923-936-3284 or email me at joan_todavia@yahoo.com

Joan Todavia-Spencer

Unit Manager

Crown Jewels Branch

PRU LIFE U.K.

Davao City

Prulife UK is a good / reputable company. It offers combination of investment and insurance financial products. Their investment funds can be likened to mutual funds (with insurance built-in). The model is that Prulife UK will manage the fund for you. Depending on your risk profile (you get to choose this before investing), they invest your money to gov't / corporate bonds (low risk, low return), or to stocks / equities (high risk, high return). They submit an annual report of the performance of your investment vehicle of choice. I invested around 100K lasat December 2004. Value as of January 2012 is 200k. That's double my money in 8 years. Not bad right.

to answer all your questions for your better understanding yo may call me at 09175610821 - Emerald Branch in Ortigas. We listen we explain for your understanding. Listening is always Understanding

I have been a member of Pru life UK since 2004' what I would like to know is for how long do I have to invest before I can withdraw my money?

Depends on the policy ur holding, Erlinda. If it's variable (investment + protection), u can withdraw anytime. Just leave 20K min so as to retain policy activation. If it's whole life, ask ur agent...

How is it now igotinked? It has been over a year now, surely you have seen results already, although i understand that investments with PruLife are supposed to be medium to long term, meaning , to see substantial earnings we have to wait atleast 5 to 10 yrs, even banks hold up money for 5yrs in exchange for higher interest. Atleast in prulife, you can withdraw your money without incurring taxes unlike in time deposits,plus ofcourse, prulife has the death benefit in the end. Asian market seems to be perking up,so just relax and hope for the best.

The best sharing that i could give to friends and relatives is the best experience i have had with Prulife Uk. My money reaches for me. Its there, its just there when i need it. The best place where to park our hard earned money is at PRU!!!

I signed for PRU life this year and Yes it is eating up a lot on my salary. However, I am very pleased with how the company introduce the plan. I even got a phone call to check if I understood all the terms. Nonetheless, Its plain savings with a lot of benefits, just in case, anything happen, my family and I is secured.

Also, PRU just not take your money, you need to apply to be insured. This is one of the best decision I ever made in my Life. Thanks PRU for always LISTENING and UNDERSTANDING!!!

I'm a Prulife uK holder already! And I find it good so far..because some of my friends have prulife insurance and the feedback so far is good..And Prulife is a reputable company..To igotinked: I thing you should attend some seminars for you to be able to know more about the company because Prulife is one of the biggest company, They're just using Prulife Uk here in the philippines because when they entered here there is already a Prudential company which is a mutual fund also, but there name in UK is Prudential, even when I went to Hongkong last month It's Prudential is just that here in the Philippines It's Prulife Uk.

... besides from life insurance benefit...

''waiting many years before to see the earning result'' ...

It's recommented I think for those people who has

enough money, above AVERAGE income...

form CDOC 09071660149

Prulife UK, is one of the fastest growing life insurance in the Phils. With just about 16 years of operation it has overtaken several life insurance companies who used to the the leader in the industry before. It pioneered unit link variable life insurance in the Phil.

I am a policy owner and lately became a financial adviser of Prulife. Having understood fully the products and the funds, I make it a point to save with Prulife rather than in the banks if ever I have extra money. Yes, it is a better option for savings because it educates us how to practice disciplined savings with a lot of protection benefit. All the members of the family have policies with Prulife.

Last October 27, 2010 I invested 200,000 with Prulife and today the value is 246,650. Not bad 23.3 % in 30 months.

If you want to know more about Prulife, visit its website and the website of its fund manager, Eastspring Investment. You will see how much asset it is managing...

when it comes to investments, Prulife Uk is one you can put your trust 100% coz it is legitimate and a reputable company.

Prulife Uk's Fund Manager is the Best Asset Management Company of the Year, Southeast Asia The Asset's Triple A Investor and Fund Management Awards 2013 is awarded to Eastspring Investments for Best Asset Management Company in Southeast Asia. I hope we can invite you to our Business Meeting. please visit my webpage . thank you - www.markerwinlamando.com

Prulife Uk is 2012's Number 1 Life Insurance company in the Philippines in terms of Single Premium according to the Insurance Commission.

If you need help in plannning how to reach your financial goals, you may call or text 0933.6572167 or email its_myn@yahoo.com

Marilyn Adriano

Financial Advisor

Pru Life UK

Yellow Citrine Branch

Bulacan

hi gian joaquin here, licensed consultant for prulife uk and a financial advocate as well, @igotinked your folks invested in what is known as a VUL or Variable Unit Linked Insurance, it's a combination of both an insurance plan with a chunk of the premium going towards an investment vehicle. Remember folks, whether you invest in a COL stock account, or a MF from another company, there comes certain risks involved and THE INVESTMENT RISKS ASSOCIATED WITH THIS [the investment policy] PRODUCT ARE BORNE SOLELY BY THE POLICYOWNER. why did i capitalized this statement? because it's printed in bold letters at the front of the policy. I agree on your statement though that the fund managers have a lot to do with the performance of the fund, but on certain cases especially If the market is doing really bad, (a classic and recent example would be 2008 during the subprime crisis in the US, everyone around the world got hit, and got hit straight in the b*lls) then everything goes to its proverbial flames. But that's the nature of economics my friend, for every downturn, you can expect a recovery in the market as well, that's why these products are so good as long term investments because it takes advantage of the laws of averages, the longer you hold on to an investment the probability of a positive outcome is very high, and at the same time, unlike other investment vehicles a VUL actually has a guarantee! it has Life insurance packaged with the deal, so if sh!t happens, you and the rest of your family has a safety net in the form of protection. you can't get that with a mutual fund or a UITF from a bank? there are tons of prulife consultants here that can help you and your family, and if you have investment specific questions, don't hesitate to hit me back! (note: pardon my language on certain instances, i like to type as i speak kasi hehehe)

Hello, Im planning to invest in PruLife U.K.. Hope this will really work. I don't have that much of big salary per month but I will take the risk if this will lead me to a bright and better future. :D

sounds exciting!

Hi guys,

Just for information Pru Life U.K. is a U.K. registered life insurance company is not in any way related to Philippine Prudential Life Insurance Company which sales offices are located in malls. It is also not in any way related to Prudential Life Insurance Company which ceased its operation or even with Prudential Financials. You can take a look at the logo of these companies and you will know that are different companies.

@igotinked, pardon us but it really should be Pru Life U.K.. it's noted that we should be typing it right if we don't want to confuse readers.

For inquries regarding the services we offer, pls feel free to call +63 9336572167.

Regards,

the woman from the Pru

Hi igotinked, I have several policies from two big insurance companies in Philippines. A friend introduced me to Pru Life UK last month and i find their products better and affordable. So, I invested with Pru Life UK and decided to become their agent because I believe in the company. It is a good decision to invest with Pru Life UK but of course, all investments have risk, my advise is, always talk to your agent and monitor the status of your investments. If you have doubts, just call Pru Life UK office directly. :)

Hi everyone especially to @igotinked, thank you for posting this thread. Reading all the information here made me realized - I did the right thing investing with Pru Life UK. It was introduced to me by a former colleague a month ago who's an agent, and yesterday I have decided to join and take the risk with Pru.

hey, watch youtubes suze orman on vul's to know more about insurance mixed with investment, states that financial advisors push this a lot, as they get tons of commission on it

Hi igotinked, thank you so much for posting this. I was relieved after reading this thread. I signed up 2 weeks ago and honestly it was 2 weeks full of doubts.

good day. I'm just planning to invest at PRU-LIFE UK for a 5 year plan. may katanungan po aq regarding dito sa annual insurance charge na Php 12.67 per 1,000 of the sum assured. Is this only during my 5 year plan?. Thanks

Hi Aspirant,

I'm Richelle Caliwan, a policy owner and also a licensed financial consultant of Pru Life UK. Can I have you email address please so that I can help you out with your plan in investing with Pru Life UK. My email address is rcaliwan.prulife@outlook.com. I'd be more than happy to discuss with you the options that would best suit your needs and preferences. I hope to hear from you.

Pru Life UK is definitely the way towards achieving your financial goals.

Investing your money in investment-linked insurance policies (insurance with attached investment) is just like opening a savings account in the bank, but it is way better for these reasons:

1. you have your insurance coverage, and you can also add optional riders or benefits like critical illness coverage, personal accident, and daily hospitalization income; if you save in the bank, your savings won't give you an insurance coverage;

2. your money can enjoy higher interests, and even higher depending on your choice of funds where you will invest your money (e.g. government bonds, stock market, or mixture of these).

3. you will have enough savings that you could use for your child's education, your retirement, or even just for a major purchase or vacation; remember, you can withdraw your money in your investment just like in the bank (but take note, your money gets higher interest here).

4. you will develop the habit of setting aside for your future and you will be more disciplined and determined in achieving your financial goals.

If you want to learn more about Pru Life UK, feel free to contact me. It will be my pleasure to be your financial consultant.

Mobile No.: 0998-330-2388 (SMART)

Skype: ubeumpa

Email: raymondumpa@gmail.com

Facebook: https://www.facebook.com/ubeumpa

Raymond A. Umpa

Financial Consultant

Pru Life UK

Crown Jewels Branch

Davao City

how much is the minimum that i can put in monthly for a five year plan? for a ten year plan?

I want to ask about my policy number.they provide me a policy number but no aplication number.since im surfing the net i searhed my policy number and its stated there that its already issued and dispatched...it was in the year 2007?how come its isued last 2007?just last 2013 i joined in prulife.can someone explain this to me...?

Hi I'm with Pru life uk for 9 years, to know more about Pru life uk and our plans. Please give me a call it's my pleasure to be your financial advisor. I'm here ready to listen and to give advices. Email me at cyndeebrioso.1013@gmail.com or can call me at 09228-BRIOSO (274676)

I can help also if my co-agents from Pru Life UK are far from your area to service you.

Here are my contact details:

Email: gualberto.chan@prulifeuk.ph,

Mobile: 09267150599

@ igotinked: dunno if this thread is still active though and i'm extremely sorry for replying, just browsed through my net history and saw this thread and read through the comments and such. To answer your long waited question (8 months in the making hahahaha!) yeah I'm a "hamak-na-ahente" for Pru (note to my colleagues who are here please don't stone me to death!), I also do advance investment training for the agents of our branch, I work closely with start-up companies as a freelance financial adviser, do financial literacy seminars as my advocacy and work with BSP as a resource person for their Financial Literacy seminar so I'm a bit familiar with the investment language.

Hopefully you already got your personal policy for your future retirement and such, if you have questions bro/sis (? sorry I have no clue hahaha) about investments and such feel free to give me a heads up on my email (gianjoaquin.rn@gmail.com) or if you're near makati we can grab a cup somewhere and talk about this all day if you want to. Peace out!

Ask ko lang po im a pru life insurance investment policy holder since September 2013.. after a year ba may makukuha na kong kinita ng ininvest ko?? Kung wala pa when kaya maakakaron?

A named Nash Go/Sandie Asonto of Prulife UK is "somewhat of being" arrogant in answering question to its client. Let me share a part of the conversation,

Question:

"Saan po iniinvest ni Eastspring yung bonds and stocks? What if worst comes to worst, mawala si Eastspring, who would be its fallback para sa fund manager?"

Answer: "Hahaha. Ayan ang mga taong pessimistic! Sabihin mo ill show our fund fact sheet so she can verify what are the companies or details of the fund."

(sounds like mayabang na maybe I ask too much questions na)

"Pru is very professional in dealing with clients for the past 165yrs and if worst cases eastpring will be gone new fund manager will manage our funds. Eastspring investment is our partner or sister company should I say"

by the way, one of the managers daw yan.

Is this how they really approach such certain questions?

we're like almost there to get their policy na sana..

I'm having difficulty withdrawing all my accounts right now. If you request for a monthly statement, they will not give any formal document. They actually don't issue a monthly statement of your account.

@Shasha - You should contact your agent to assist you with your statement of account. Actually, they send monthly receipt. I receive mine regularly. I also requested for my statement of account and within 2 weeks time I received it. NOTE: not an agent, just a plan holder.

has anyone heard of AXA ION https://ion.axa.com.ph? Heard it's an online life insurance in the Philippines? I've been looking around for a reliable plan and if I can get one over the internet it would be great!

@Erwin Lambert - NO please don't get a Life Insurance plan over the internet, its too risky. If you want, I can help you, please feel free to email me at donna_061278@yahoo.com, so we can talk things over. God bless.

It is always best to read and discuss with your financial advisors. I am a full time employee and at the same time an insurance advisor of Pru Life UK. It is my pleasure to assist you. You may reach me at 09255101881 or jacquivalinton@yahoo.com.ph.

Im so doubtful of the plan i got.. :( premiums are forever. Whole life i think.. :( what kind of insurance/investment is this? Is it wise to have this? This is the only options they offered

try to compare with other companies that offer VUL first. in terms of transparency and accountability, i would recommend Sun Life of Canada. they are very prompt with records and statements - and will always update you how your investment is doing.

Should I get an insurance policy even nka base ako sa abroad

@stef, send me an email at gianjoaquin.rn@gmail.com so we can talk about your financial needs. I'm a Prulife UK Financial Consultant and Business Development Manager

@keya "Im so doubtful of the plan i got.. :( premiums are forever. Whole life i think.. :( what kind of insurance/investment is this? Is it wise to have this? This is the only options they offered"

there's also a 5 , 7, 10, 15 yrs to pay only

igotinked ,

I really loved this post. At first, you're wondering if what Pru Life Uk is. And having doubts if it is true or not nor it will grow or failed. And as i checked the comments you are now happy with Pru Life Uk! :) Im happy for you im only 21 and also planning to invest to this insurance. This post and comments makes to surely invest. Thank you! :)

Hi im a pru life holder plan where in continuous ang paghulog (lifetime). Before I got to sign and invest, my Adviser showed me projections for yearly Fund Value (ito ung kinita ng ininvest ko). But sadly, parang malayo sa projections ung nag appear sa FV ko (as in sobrang layo). Does this really happen? Syempre hard earned money ang hinihulog monthly.. So Im kinda hoping na malapit sa inaasahan ko..

Thank you for sharing your experiences with Pru Life U.K! I'm now excited to have my own insurance. Thanks again! =)

Hi im sarah i want to invest in prulife uk but im afraid of i don't understand the benefits of this insurance..

Hi,

Anyone who have question, concern or interest about Pru Life UK, you can reach me thru the following contact/s. I am willing and glad to be of help educate you.

email: gualberto.chan@prulifeuk.ph

cp# 09267150599

Hi, thanks for this post.. now i wanna know how to be anagent for pru.. can anyone help me? Thanks a lot...

Hi, anyone in cebu who have questions or want to know more about Pru Life UK here? I am willing to help. It's good to know that alot of people now is more aware of having an insurance. :)

interesting! i will invest too in Pru

want my parents to apply pru life uk

hi i just join this investment company (PRU LIFE) i chosse the program that will took for 15 yrs.. i just want to incase of emergency situation can i withdraw my money even though i dint finish may 15 yrs investment?

Hello lyn. I am a Prulife Advisor also. Yes, you may withdraw anytime as long as you have withdrawable fund. Just make sure you leave enough amount so your policy will not terminate. ;-)