ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel
  • »
  • Business and Employment»
  • Business & Corporate Finance

Equity Release Calculator

Updated on July 25, 2010

Releasing a Part of Your Property’s Equity

Equity release system is a loan that is taken out of your property or a way to cash in a part of the equity that you have on your house. There is a difference on the amount that a borrower owes from any financial lending firm when it comes to equity; hence, it is the market value of the house or the property that the borrower owns. The amount of equity for a certain property is determined by its current market value. It is best to find out first when is the right time to release a part of the equity built up on your remortgage property.

With the equity release system, you are only required to release a part of your equity. This part is usually released to remortgage lenders in exchange of an arrangement that will benefit the homeowner. The arrangement can be a monthly installment of a fixed amount that will help finance daily expenses or it can be lump sum cash out. If you want to find out the amount that can be released from your equity, an equity release calculator will help you.

Cashing In On Your Property

One of the reasons why borrowers opt for remortgage loans is the ability to cash in on their equity and with this method, homeowners would also reap other benefits such as; “No Negative Equity Guarantee” protection which ensures their stake on their house or property; lowers the amount of inheritance tax and an income free of tax on either lump sum or monthly installment arrangement

There are various remortgage lenders that will offer you the use of an equity release calculator, especially those who operate online. This tool is free for homeowners to use for them to calculate the cash out that they can get from their equity. It is a great advantage to use an equity calculator to presume the funds that a borrower will receiver if ever that decision is taken out.

Using an Equity Release Calculator

For equity release calculators to work, a borrower will need to supply information pertaining to the property or house in question. The calculator will foretell the converted cash amount from the property’s equity. If you want to have more advanced predictions with various possible outcomes on the equity payout, you need a calculator that is capable of providing profound information o different types of equity release deals. To make sure that you are getting accurate calculations on your equity cash out, it is best to use several calculators to test out consistency of data and to come up with the best offer on interest rates.

The majority of senior homeowners will very much prefer equity release schemes to provide them with financial stability in terms where they receive a substantial amount of payments on a monthly basis that will help them sustain their regular expenses for the rest of their lives. Some may prefer to receive a big amount of cash and apply for quick remortgage loans that they may use for various purposes which is also possible. Whichever payment option a borrower may choose, the important thing is to make sure that it is used for the betterment of ll party concerned.


    0 of 8192 characters used
    Post Comment

    No comments yet.


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: ""

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)