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Job Seekers Find Another Hurdle to Employment

Updated on March 18, 2010

 As if there is not enough bad news for those millions out of work, here is another hurdle many will face and may prevent them from getting the job even though they are fully qualified, interviewed well:


Seems like many employers run credit checks on the applicant to see if the person they hire is not in debt. Usually, the applicant themselves approve of the check because if they don't, they will not be considered at all. Companies run the check to look for indications about how responsible the person is, debt, and patterns of debt over time. About 47% of employers do this check as part of a background check, so, a person may not even know their credit is being checked. If the applicant is in debt and has collection agencies or lawsuits, this is a bar to employment for some companies.

Some applicants have not worked for one or two years and have lived off thier wealth of savings, unemployment and retirement. Some have the qualifications and have aced their interviews. Then, get a letter stating another is selected because of their poor credit standing. After so much time and draining one's resources, the applicant is bound to end in debt and have agencies collecting.

Being qualified for the job is no longer the only thing considered in today's job market.


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    • 2010Revolt profile image


      8 years ago from Georgia usa

      It is sorry waste of money that for minimum wage jobs a person needs to get a credit check, drug screen and criminal background check, and a lot of these temporary companies charge a person to do so.

      Bank presidents, Mayors, Judges, they should also be getting screened like this. The people with more responsible jobs should be looked at more closely but aren't.

    • Michael Shane profile image

      Michael Shane 

      8 years ago from Gadsden, Alabama

      Yep! very true & great point to bring up!

    • perrya profile imageAUTHOR


      8 years ago

      Not sure, bankruptcy is on the record for 7-10 yrs. This kind of thing is bad, it is hard to clean up your credit. Not a quick fix.

    • bsch1955 profile image


      8 years ago

      I agree. I have been concerned about this myself. Ideclared bankruptcy several years ago. I have thought about running a background check on myself. But then I can't changeanything that's there. What the hell are we supposed to do?


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