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How to get your PayPal account verified when you don’t have a credit card

Updated on June 23, 2011
virtual credit card instant paypal verification
virtual credit card instant paypal verification


PayPal is the world’s favorite way of getting paid. Almost everyone that has worked online is or has used it at one time or another or has at least created an account and now doesn’t know how to use it. That is because before being able to make purchases with a PayPal account it needs to be ‘verified’.

What is PayPal verification?

PayPal verification is the company’s way of making sure that a PayPal user is identifiable and traceable by linking him or her to a specific address, location or country. It helps in stopping fraud and other online mischief.

But the problem with this kind of tracing is that not everybody has a credit card. And more importantly if you are not from the United States chances are you are not eligible to go and own one. In other words, if you are not from the United States the chances of owning a credit card and then verifying you r account to make online purchases are very close to zero!

So how to get PayPal verified – legally?

The answer to this question is ‘Virtual Credit Cards’. These are credit cards without the cards. That is they exist only in the virtual world – yet have the same powers the real world plastic ones. They are legal and acceptable all over the world.

When bought virtual credit cards actually have some money in their accounts. For example, a credit card with $10 balance would cost somewhere from $15 - $20, depending on the person selling it. And once purchased that $10 can be used almost immediately. So, getting a virtual credit card should be job number one.

How to get a virtual credit card (VCC)

 Virtual credit cards (VCC) can be bought online from websites that advertise ‘Virtual credit cards for PayPal verification’. Now the tricky part is that in order to purchase a VCC you need to be able to move money around. That may sound like a catch-22, but it can easily be solved by either asking a friend or family member to purchase the VCC for you, it may cost them about $6, and then forward the details to you or the amount can be deduced from online work done and asking the contractor to purchase the VCC as a favor.

Once you have the VCC simply fill in the details as specified in the PayPal help section. Next, you will have to wait for an email that will include the four digit code that will be sent by email. Once that is inputted the account is verified!

Happy shopping!


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    • Larry Rankin profile image

      Larry Rankin 2 years ago from Oklahoma

      Very useful ideas.

    • profile image

      Learntoearnmoney 6 years ago

      At first I was unable to get my PayPal verified with creditcard but after few research I used Entropay.

      Entroypay has helped me a lot till now in lot of payments.

      I got my PayPal verified. I have also written a review on entropay Card you can check it here:-

      Hope it helps….. :-)