ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Reduce Hospital Workers' Compensation Insurance

Updated on November 27, 2009
Reduce workers' compensation insurance costs at your hospital
Reduce workers' compensation insurance costs at your hospital

We consider hospitals a place where we go to heal and be made well from injury or illness.  The best hospitals provide high-quality, professional care for its patients, but always with the risk of injury or illness exposures to hospital employees.  There are, however, common sense best practices you can incorporate into your employee selection procedures that will help you hire and retain staff that is less injury prone and better able to remain productive on the job.  This article will provide some basic steps to get you started on a solid loss control program and help reduce your workers’ compensation premiums.

Good Hiring Procedures

Establish standard selection and hiring procedures.

  • Require that each employee candidate complete an application and go through an interview process.
  • Check employment references through telephone conversations and complete a criminal background check. If hiring licensed or credentialed medical professional, check references with schools and residency directors, and with state credentialing agencies to ensure licenses are current and “clean”.
  • Conduct pre-employment physicals, including range of motion testing. This is important to establish a baseline of physical abilities and reduce future fraudulent injury claims.
  • Require pre-employment substance abuse screening.

Employee Training

Provide appropriate initial safety orientation training to all new hires. This will vary according to position but medical care providers should receive at least the following:

  • Infection control procedures
  • Lifting and patient transfer procedures
  • Sharps injury prevention
  • Personal security
  • Hazard communication
  • Fire safety
  • Emergency action
  • Good housekeeping
  • General safety

Provide specialized safety training as appropriate. For example, employees who work in Alzheimer or psych units should receive training covering the care of residents with dementia or psychological problems.

Provide ongoing safety refresher training to keep staff alert to potential exposures. For example, nursing staff should complete a quarterly in-service on topics relating to nursing care safety. Kitchen and housekeeping staff should have more regular safety meetings that focus on topics that concern their primary job duties, such as body mechanics and proper handling of tools.

Establish an Employee Health Department (EHD).  Strongly encourage employees to go through the EHD if they are injured at work by describing the range of services that are available through your EHD, including ergonomics specialists and physical therapists who can take charge of cases involving muscular-skeletal injuries.  The primary benefit of an EHD is that you can maintain full control of employee injury cases and direct employee to specialists on staff who can communicate openly and regularly with hospital management and the claims administrators.  Handling the case in-house also allows lets EHD staff investigate underlying problems that may be contributing to injuries or impeding the injured employee’s progress. 

Establish a return-to-work (RTW) program.   The primary purpose of an RTW program is to get employees back to work quickly and safely through a program that encourages psychological and physical healing.   Studies find that employees who participate in an RTW program remain better motivated, more productive, and less anxious about their financial status.  The program also reinforces management’s commitment to the employee’s recovery and communication open.  Employees who participate in RTW come back to work much faster than those who sit home and mope in front of the television; this reduces lost days and helps retain your most valued employees.  Look under Resources for more information on the benefits of RTW programs and additional links to sample plans.

Establish good injury claims handling procedures.   Ensure that staff responsible for claims management works closely with the insurance company’s claims adjustors and the injured employee to keep the case moving toward resolution.  Open and frequent communication is important so the employee doesn’t feel abandoned and all parties remain focused on the common goal, which is the employee’s recovery.   

Comments

    0 of 8192 characters used
    Post Comment

    No comments yet.

    working

    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, hubpages.com uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at: https://hubpages.com/privacy-policy#gdpr

    Show Details
    Necessary
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the googleapis.com or gstatic.com domains, for performance and efficiency reasons. (Privacy Policy)
    Features
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Marketing
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Statistics
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)