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Single Mothers Can Get Financial and Educational Freedom Through Pell Grants

Updated on February 2, 2013

Pell Grant For Single Mother

Being a mother has always been looked upon as a woman’s noble job that is appreciated not only by their own children, but by the entire society. It is said that “it takes a community to raise a child.” Imagine what it entails to raise a kid on your own.

It is a tough life especially for about 38 percent of single moms who alarmingly live at or below the poverty line. These moms are deterred from venturing to enroll in college to earn a bachelor’s degree because of their financial constraint, yet majority of them are likely to graduate, earn well and live a better life because of their stronger convictions and motivations if given the chance. This is the chance provided for by the federal government through its Pell Grant for single mothers.

Pell Grant For Single Moms
Pell Grant For Single Moms

Understanding the Pell Grant Program

The Pell Grant Program is the largest student aid program in America that provides financial assistance of up to $5,550 to the nation’s neediest students. These include single moms, single dads, teens, felons and other eligible Americans and non-American residents to attend college. This is a need-based grant that offers single moms and other underprivileged, but interested students to go back to school towards better career and earning options.

The appeal of the grant is that it is a true aid because it does not need to be repaid. But, to avail of the privilege, single moms and everyone else must prove that they can’t really afford to pay for their college education. This is anchored on two factors, namely:

• The amount that is needed based on certain financial parameters affecting the financial capacity to pay for the education out of their own pockets. This is referred to as EFC or expected family contribution.

• The actual cost of attendance to pursue a baccalaureate degree that includes tuition fees, miscellaneous fees, books, and cost of living expenses in a university. This can be affected by the student’s status of enrollment (part-time or full-time) and the number of semesters that one is supposed to attend to finish a certificate or diploma course.

Other Things to Know About Pell Grant

• Applying for a Pell Grant for single moms can be done by filling and submitting the Free Application for Federal Student Aid (FAFSA) online. The U.S. Department of Education applies a standard formula to evaluate the EFC and determines the amount of financial aid.

• For single moms, attending a community college is preferred as this entails less cost especially with 2-year courses that earns them a certificate or associates degree as opposed to a 4-year degree. This allows them to spend less time in school and earn them gainful employment in less time too.

• The grant may also be used for accredited online degrees. This can keep a single mom studying while home-based. Juggling student work and taking care of a child can really be tough; the challenge can be more easily met by the flexibility offered by being a stay-at-home mom and student.

• Beneficiaries are allowed to keep Pell Grant while seeking other grants and scholarships. Pell Grant can serve as a fundamental grant in which the other financial aids can be added. Unspent funds can be saved or spent on other expenses that may have accumulated at a time when there were still no funds coming in.

If you have a child, but without a husband or a partner to help you raise your child, you will certainly scrimp and save up for the baby’s needs than your own. This is why you will most likely skip higher education. You need not put your dreams on the side; you must not delay the only solution against poverty. With Pell Grant for single moms, you are empowered to pursue education for gainful employment and decent life.

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