ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

What does liability insurance cover?

Updated on August 11, 2015

When it is a concern of car liability insurance, most of the young generation drivers are unaware of the fact what car liability insurance is. All they recognize is that it is mandatory to drive a car legally. So what does car insurance cover for you? Actually it can safeguard you from spending a lot of money even if you are a cause of an accident.

If it is clear that you caused an accident, there is a chance that you will be responsible for the medical cost and property damage of people involved in that very accident. This is where car liability insurance comes handy. If you or other people who were affected in an accident you solely cause and there comes medical emergency, your liability insurance will cover the cost for you. It doesn't matter how many people are harmed, your insurance policy will cover the cost as long as it is under the limit you set previously. It doesn't matter it is cost of first aid or a severe surgery, you will be backed up by your policy if you have one. This will also cover for sickness caused by injuries too. If the accident is deadly you will get support for funeral cost too. Another great coverage of liability insurance is that it will compensate for the time you and others, related to the accident, were not able to work. It will cover legal fees too.

Property damage sometimes can become a pricy issue. It is also significantly covered by the car liability insurance. This is a very significant issue as sometimes property damage costs can be much more than medical costs. It doesn't matter if you destroy a lamp post or house or other person's car, your policy will cover that for you.

There are some important facts of car liability insurance. You have to ensure the limits strong enough to cover these sorts of costs. Your insurance policy will only cover up to the limits you have selected. If you are not certain what should be your limit, you must consider consulting an insurance agent. Most of the time they will enlighten you with legitimate information. But there are still chances of offering high limits so that they can charge you higher premiums. To avoid this sort of unwanted issue, you can simply consult with different agents. Another great opportunity with this is that you can ask for quote online. You can easily compare different quote online and thus you will get a clear idea of what to consider.

No matter what you do, you have to ensure car liability insurance. It is not only mandatory but also required if you desire to safeguard your financial status. Even one accident can proved lethal for your financial status if you are not insured with car liability insurance. It's better not to take any chances in this regard. Choose your preferred insurance company, select your policy and have a safe journey.


    0 of 8192 characters used
    Post Comment

    No comments yet.


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)