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Updated on March 12, 2010

Goal setting is a powerful process for personal planning.

The process of setting goals helps you choose where you want to go in life. By knowing precisely what you want to achieve, you know where you have to concentrate your efforts. You will also quickly spot the distractions that would otherwise lure you from your course.

More than this, properly set goals can be incredibly motivating, and as you get into the habit of setting and achieving goals, you will find that your self-confidence builds fast.

What Is A Goal?

According to the OXFORD DICTIONARY:

1. A goal is an object of effort or destination.

2. A goal is a predetermined destination.

3. A goal is a statement of what you want to achieve in life.

The Range Of Goals

Goals are set on a number of different levels: First you decide what you want to do with your life and what large-scale goals you want to achieve. Second, you break these down into the smaller and smaller targets that you must hit so that you reach your lifetime goals. Finally, once you have your plan, you start working to achieve it.

Life-Time Goals – all your life

Long-Range goals – Should be 5-10years or more.

Medium-Range goals – Should be at least 1-5 years

Short - Range goals – Should be at least 1 Month to 1year.



1. To obtain a Bachelors degree, Teachers’ Diploma, Polytechnic HND etc. within the next 10 years.



1. To pass my BECE and gain admission to SHS in the next 4 years.



1. To read one story book every month.

2. I want to be able to real the whole of the New Testament by reading one chapter of the NT everyday

Starting to Set Personal Goals

This section explains a simple technique for setting personal goals. It starts with your lifetime goals, and then works through a series of lower level plans culminating in a daily to-do list. By setting up this structure of plans, you can break even the biggest life-long goal down into a number of small tasks that you need to do each day to reach the lifetime goals.

The first step in setting personal goals is to consider what you want to achieve in your lifetime, as setting lifetime goals gives you the overall perspective that shapes all other aspects of your decision-making.

To give a broad, balanced coverage of all-important areas in your life, try to set goals in some of these categories (or in categories of your own, where these are important to you):

Spiritual Goals: What level of spirituality do you want to attain in your life and at what time?

Career Goals: What level do you want to reach in your career?

Educational Goals: Is there any knowledge you want to acquire in particular? What information and skills will you need to achieve other goals?

Family Goals: Do you want to be a parent? If so, how are you going to be a good parent? How do you want to be seen by a partner or by members of your extended family?

Financial Goals: How much do you want to earn by what stage and at what age?

Starting to Achieve Your Lifetime Goals

Once you have set your lifetime goals, set a Long-term plan of smaller goals that you should complete if you are to reach your lifetime plan. Then set a Medium-term plan and Short-term plan of progressively smaller goals that you should reach to achieve your lifetime goals. Each of these should be based on the previous plan.

Then create a daily to-do list of things that you should do today to work towards your lifetime goals. At an early stage, these goals may be to read books and gather information on the achievement of your goals. This will help you to improve the quality and realism of your goal setting.

Finally review your plans, and make sure that they fit the way in which you want to live your life.

SMART Goals:

A useful way of making goals more powerful is to use the SMART mnemonic. While there are plenty of variants, SMART usually stands for:

S – Specific

M – Measurable

A – Attainable

R – Relevant

T – Time-bound

1. Goals Should Be SPECIFIC

Goals should be specific in terms of Time, Finances, Materials, People, Talent, Target, Quantity, Quality, Objective, and Satisfaction.


I want to be successful
I want to have a secure future.
I want to have plenty money in life.
I will get married when I am fully prepared.

I want to earn a Bachelor of Science degree in Human Resource Management in 4 years from today.
I will invest 15% of my monthly income towards my retirement.
I want to be worth GH ¢ 500 000.00 by the time I am 45 years of age.
I will marry at the age of 28yrs, when I am working and have my own apartment.

2. Goals Should Be MEASURABLE


I want to evangelize the whole world.
I want to be healthy
I want to do well in my semester exams.
I want to be a wide reader.


I will visit 5 homes each week and share the gospel with them.
I will exercise for ½ an hour each morning and maintain my weight at 65Kg. by eating balanced diet.
I want to score a minimum of 75% (i.e. a B+) in all my courses this semester
I will read a book on self-development and motivation every month.

3. Goals Should Be ATTAINABLE
To set attainable goals use the SWOT analysis STRENGTH, WEAKNESSES, OPPORTUNITIES & THREATS.

I want to learn how to play the Keyboard and perform on television in one week.
I want to be the next president of the United States of America


I want to learn how to play the Keyboard and be able to perform on TV in 3 years.
I aspire to run for presidency in Ghana at age 45.

4. Goals Should Be REALISTIC
Unrealistic goals are like building castles in the air. They are nothing but wishes and since they are not horses beggars cannot ride. They sound big but in reality, they can never be achieved.

Ghana to become a first world nation in 5 years.
I want to become the next Chief Justice after completing my Jenior High School.
I want to move Africa and place it near the United States of America.


Ghana to be a middle income country by 2020.
I want to train as a lawyer after my first degree.
I want to live and work in the United States sometime in my lifetime.

5. Goals Should Be TIME-BOUND
Goals must have a time element attached to them so that one can be bound to fulfil them within that specified period. When goals are time bound, it also enables the person embarking on the goals to make periodic evaluation based on the dead lines in order to stay on track.

I want to get married soon
I want to finish all my schooling before it is too late

I want to marry at age 26
I will finish all my schooling before I turn 30 years.

Achieving Goals
When you have achieved a goal, take the time to enjoy the satisfaction of having done so. Absorb the implications of the goal achievement, and observe the progress you have made towards other goals. If the goal was a significant one, reward yourself appropriately.

With the experience of having achieved this goal, review the rest of your goal plans:
1. If you achieved the goal too easily, make your next goals harder
2. If the goal took a dispiriting length of time to achieve, make the next goals a little easier
3. If you learned something that would lead you to change other goals, do so
4. If while achieving the goal you noticed a deficit in your skills, decide whether to set goals to fix this.
5. Failure to meet goals does not matter as long as you learn from it.

Feed lessons learned back into your goal-setting program.
Remember too that your goals will change as you mature. Adjust them regularly to reflect this growth in your personality. If goals do not hold any attraction any longer, then let them go. Goal setting is your servant, not your master. It should bring you real pleasure, satisfaction and a sense of achievement.

The best example of goal setting that you can have is to try setting your own goals. Set aside two hours to think through your lifetime goals in each of the categories. Then work back through the 25-year plan, 5-year plan, 1-year plan, 6-month plan, and 1-month plan. Finally draw up a To Do List of jobs to do tomorrow to move towards your goals.

Come tomorrow, do those jobs, and start to use goal setting routinely!

Key points:

Goal setting is an important method of:
1. Deciding what is important for you to achieve in your life
2. Separating what is important from what is irrelevant
3. Motivating yourself to achievement
4. Building your self-confidence based on measured achievement of goals
5. When you achieve goals, allow yourself to enjoy this achievement of goals and reward yourself appropriately. Draw lessons where appropriate, and feed these back into future performance.

Motivational Quotes on Goal Setting and Achieving

1. "Obstacles are those frightful things you see when you take your eyes off your goal."
Henry Ford

2. "Heaven on Earth is a choice you must make, not a place we must find."
Dr. Wayne Dyer

3. "Always bear in mind that your own resolution to succeed is more important than any other one thing."
Abraham Lincoln

10. "The only limit to our realization of tomorrow will be our doubts of today."
Franklin D. Roosevelt

11. "It's never too late to be what you might have been."
George Eliot

12. "No one can cheat you out of ultimate success but yourself."
Ralph Waldo Emerson

13. "More men fail through lack of purpose than lack of talent."
Billy Sunday


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    • profile image

      fitzjkenny 7 years ago

      Thanks Rajan. It was a real slip. I've just edited the hub with the correction. I am also grateful for the compliment.

    • C.V.Rajan profile image

      Disillusioned 7 years ago from Kerala, India

      Neat and concise presentation. But there is a small slip. YOu have put same points under spiritual and career goals.