My PayPal account is linked to GB£ bank account.
HubPages pays me in US$.
PayPal gives me a choice whether to withdraw it in £ or $.
They don't mind which currency I take. They just want my country of residence to match the location of my bank account. HTH.
Ok. I'm having an issue with them at the moment because I want to withdraw a balance as dollars to a dollars account. It seems to be creating a problem for their system, so I'm waiting for an update.
There's an interesting discussion here:
The very last paragraph of that article reads "Note that if you have a Europe-based USD bank account, you will not be able to send USD directly from PayPal to that USD bank account." and "There will always need to be a conversion happening on the bank’s side".
What I was describing is slightly different. I have a Europe-based GB£ account and PayPal is happy to pay in US$ into that account. However, as the writer of that article noted, I still have to pay a currency conversion fee.
The only way (if you live outside the US) to keep dollars as dollars to spend is to leave them in your PayPal account until you are ready to use them. Then you can pay your dollars direct to the seller of the items you want to buy in dollars (and you won't be charged a conversion fee).
Yes but I want to withdraw dollars (a) because PayPal isn't a bank and I don't want to store money in it and (b) because they charge for a currency conversion, whereas if I have a non-US based dollar account, I avoid that 2.5% commission (my bank doesn't charge for conversion from dollars to Euro, well not 2.5% anyway). However in that article, one of the posters reckons a double conversion occurs. So withdrawing dollars results in an intermediate conversion to the local currency and then conversion back to dollars by the bank when it receives the transfer. I rang PayPal and they insist this isn't the case, so I don't know whether the agent isn't totally au fait with the process and wrong or what the story is.
As far as I know, the reason for this restriction on moving US$ to non-US accounts is due to currency laundering regulations from the US government. (i.e. don't blame PayPal).
by Eugene Brennan 2 years ago
Usually I do until the exchange rate is favourable.
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My account doesn't show o yet it still has my balance.
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