ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

What to Do If Injured At Work: Worker's Compensation Claims

Updated on February 5, 2012

Some cool ambulances from Wikipedia to entertain you.

5 Basic Things to Do if Injured at Work.

Disclaimer: I am not a lawyer, have no legal training, and am just offering general tips to consider in case you are injured. You have to follow your company's specific procedures and that of their insurance carrier to be sure that you get paid and your medical bills are paid. Additionally, State and Federal laws will be involved. I have no idea how that stuff works. I am giving basic background on what you need to know to be sure that nobody drops the ball.

Ok, my "I know nothing about law" speech is done, on to the real stuff.

Step 1

Report your injury to your immediate supervisor as soon as possible. If you need immediate first aid or treatment, get it. You don't want to stand around holding your head in your hand a la Ichabod Crane while waiting for your boss to call the claim in. Get the attention you need, make sure your claim is called in.

Step 2

If you are capable of taking yourself for treatment, there are a few things you'll need to know. If possible, have this information available:

  1. Your employer's address and phone number
  2. Your insurance carrier's name, address, a contact name and their phone number, and your claim number.
  3. Your employer's workman's compensation departments number and a contact name and number (if it's a big company).
  4. You will need all of this information to see a doctor if you don't want to get charged. Additionally, you may need some sort of a prescription card to pick up any medication prescribed. Ask either your insurance carrier or your workman's comp. department for a copy.

Step 3

If you do not seek medical treatment, you probably won't get paid for your time off. If your injury is severe enough to keep you from working, go to the doctor. More specifically, go to the doctor that your employer specifies. Most GPs won't take Workman's Compensation claims because the rates are set by the individual states. Do not go to your GP and lie about it not being work-related just so you can see who you want to see. When they get your doctor's records that indicate that the injury is not work related, they won't pay your claim.

Step 4

Collect as much information as possible as close to the time of the injury as you can. Did anyone see it happen? What was the cause? Was faulty equipment responsible? Who did you report the injury to? When was the injury reported? When was that report passed to the insurance carrier? Anything you can think of that might be relevant should be documented.

Step 5

Follow up. Make sure that the ball wasn't dropped. A short visit to the Emergency Room can cost thousands of dollars. If your employer or their insurance doesn't foot the bill, you may be held liable. Just calling to check on the status of the claim, to make sure that they have received everything they need to pay the claim, may save you big headaches in the future.

Hopefully you will never need these tips, but they might save you a headache in the long run. It's basic stuff, but in the rush of trying to get treatment, you may not think about it.


    0 of 8192 characters used
    Post Comment
    • profile image

      Sergio Freddson 

      6 years ago

      I think it's great that you mentioned how important it is to get treatment if you are injured. Sometimes people get this idea that if they get treatment, they can't be considered for workers compensation. It's important to remember that even if you are not injured at the time of the settlement or lawsuit, you will still receive the appropriate compensation. Thanks for sharing these tips!

    • alocsin profile image

      Aurelio Locsin 

      9 years ago from Orange County, CA

      I hope that this never happens to me but now I know what to do thanks to your hub. Voting this Up and Useful.


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)
    ClickscoThis is a data management platform studying reader behavior (Privacy Policy)