ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Learn My Three Ways to Pay for a College Education - It's Never Too Late

Updated on November 7, 2020

For Low Income Individuals

There are educational opportunities available for low income individuals
There are educational opportunities available for low income individuals


For many individuals and families, the expense of college can make continuing education a challenge. However, there are a variety of online colleges and universities that strive to accommodate people with low income by offering scholarships, online courses (some free) and financial aid.


You can search the Internet for Scholarships
You can search the Internet for Scholarships

AARP Scholarships

The wonderful thing about scholarships is that they're free and you don't ever have to pay them back. Begin in your own backyard and ask local associations and businesses if they offer scholarships. You'll need to write an essay, and if they choose yours, you'll receive financial reward and praise.

Many scholarships are directed towards women and minorities. AARP has a scholarship for moderate and low income older women (ages 40+). Seventy awards are given out each year in the amounts of $500-$5,000.

Free Courses

UC Berkeley offers free courses in engineering
UC Berkeley offers free courses in engineering

Online Colleges

There are online colleges that offer courses free of charge, enabling you to advance your career and realize your dream. Some colleges offer real time classes where you can interact with students and teachers.

If you choose a free course, you will not receive college credits, but you will receive the great gift of knowledge that might help advance your career.

Massachusetts Institute of Technology (MIT) offers more than 1,800 free courses. Under the umbrella "MITOPENCOURSEWARE" you can attend MIT, one of the leading colleges for science and technology worldwide.

The University of California, Berkeley (UC Berkeley) is ranked as one of the best public universities nationally and offers free courses which include engineering, biology and philosophy.

Financial Aid

Financial aid can help with tuition costs
Financial aid can help with tuition costs

Student aid

If you have a full time job or care for children, don't let the cost of tuition scare you. Financial aid is available, including federal grants and low cost student loans.

You must fill out the Free Application for Federal Student Aid (FAFSA) form which includes your personal and financial information, as well as school codes.

However, be cognizant of the deadline dates when applying for financial aid, there are both state and federal guidelines.

Capella University in Minneapolis, MN is an accredited school with online courses such as education, accounting, business and nursing.

Taking the survey

Wow, according to the survey below, you or someone in your family has received a scholarship.

That's great! For those who are about to take on this effort, the best of luck.

The good news is there is money available, if you qualify.

It's never too late to begin your search for obtaining scholarship money.

The year is 2016 and hopefully president elect Donald Trump will pardon some of student loans and instead have colleges partially pay or charge less for a necessary education.


Have you or someone in your family received a scholarship?

See results

© 2010 CamilleGizzarelli


This website uses cookies

As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

Show Details
HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
LoginThis is necessary to sign in to the HubPages Service.
Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
AkismetThis is used to detect comment spam. (Privacy Policy)
HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
MavenThis supports the Maven widget and search functionality. (Privacy Policy)
Google AdSenseThis is an ad network. (Privacy Policy)
Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
Index ExchangeThis is an ad network. (Privacy Policy)
SovrnThis is an ad network. (Privacy Policy)
Facebook AdsThis is an ad network. (Privacy Policy)
Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
AppNexusThis is an ad network. (Privacy Policy)
OpenxThis is an ad network. (Privacy Policy)
Rubicon ProjectThis is an ad network. (Privacy Policy)
TripleLiftThis is an ad network. (Privacy Policy)
Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)
ClickscoThis is a data management platform studying reader behavior (Privacy Policy)