ArtsAutosBooksBusinessEducationEntertainmentFamilyFashionFoodGamesGenderHealthHolidaysHomeHubPagesPersonal FinancePetsPoliticsReligionSportsTechnologyTravel

Getting Financial Help During Difficult Times

Updated on December 5, 2012


After helping a family friend who was recently laid off after working for almost 30 years for the same company I realized that not everyone knows that there are options out there that can help financially.  With so many horror stories coming from these economic times I feel that it is crucial that people know that there are options out there. 

In these uncertain economic times it may be difficult for some to make ends meet.  With layoffs at an increasing rate and the wounds of “Bloody Monday” still quite fresh families might need additional help getting through the month. 

Government services sometimes referred to as “welfare” has gotten a bad rap for being for those that abuse the system or for those that are drug abusers or lazy.  But times have changed and even those that are hard working and doing the best that they can have been met with an economic situation that is not forgiving.  More families are one or two paychecks away from being homeless and hungry and not from a lack of trying to support their family but more so from outside forces.  There are services out there to help, it simply takes a little research and in some instances some paper work to get the help that is needed. Some of these services are:


  1. Food Banks – Food banks offer the necessary staples and sometimes extras for families that are in need of food stuffs. In addition some food banks also offer other services as well.  Check with your local food bank to see what they have to offer.

  2. State Services – The State Government offers a wide variety of services as well; food stamps, financial help, daycare assistance, medical insurance and housing are a few of the services that are offered by the state government.  Check your local state government for applications and guidelines for help.  With the recent turn in the economy many states have lowered the yearly income threshold making more benefits available to those with higher incomes.

  3. The Federal Government – The federal government has a website that can assist in showing the types of grants that are available.  On the site you can enter the specifics of your family situation to find out which grants you and/or your family are eligible for. There are many types of grants offered for various situations so it is possible that you will find a grant that could be helpful for you and your family.

  4. Churches – Churches and Synagogues are also a great resource when you are in need of help.  Some offer programs, others get help from the surrounding community so that they can help each other. Check with your church or place of worship to find out your options.

  5. Private Agencies – There are several private agencies in any community that can offer help as well.  Usually food banks are a good resource to let you know what other types of services or help you can get from other companies in the area.  

  6. Local Services – There are also services to help you with different bills such as electric, water, phone and cable bills as well. Check your local community and state for such programs or call your provider and ask if they have any programs.


Check around to help find the services that are available in your area.  Sometimes community centers, libraries, food banks and other facilities have information on such services. In addition you can try looking online for state or city specific information. 

Check your pride at the door asking for help can be difficult especially if you do not want to seem like you are in need.  Just remember it is more important to take care of your family than it is to be prideful. Ask for the help you need you might be surprised by the answer you receive and do not be embarrassed that you need help.  Remember this is just a temporary situation and you want to do something about it now before it gets worse.

Times are tough it is true and now is the perfect time to seek help before things get worse and to protect yourself and your family.  



Unemployed and Hungry In The US

BILL MOYERS JOURNAL | Hunger in America | PBS


    0 of 8192 characters used
    Post Comment

    • Triplet Mom profile imageAUTHOR

      Triplet Mom 

      9 years ago from West Coast

      Thank you Fastfreta! Yes in hard times we tend to forget things that seem simple.

    • fastfreta profile image

      Alfreta Sailor 

      9 years ago from Southern California

      Triplet Mom, this is a very helpful hub. Although we know most of these things, sometimes we don't implement them in our lives for one reason or another. I will continue to use this hub as reference. I'll bookmark it for future reference. Very well done.

    • Triplet Mom profile imageAUTHOR

      Triplet Mom 

      9 years ago from West Coast

      Thanks Debra. Yes trying to save is first and foremost although sometimes it is difficult to do. Its just good to know that there are resources when the least expected happens. Thanks again.

    • morrisonspeaks profile image


      9 years ago

      One of my least favorite things is waste. Any chance I get, I look to save money. It's so wonderful to meet like minded people here. Cheers, Debra

    • G-Ma Johnson profile image

      Merle Ann Johnson 

      9 years ago from NW in the land of the Free

      good job my dear and very thoughtful of you...Yes it is true

      ...there was the day I needed the help, with 3 children to feed but I knew it was temporary cause I was going to make things get better...It does take time; but My babies needed to eat...I grew a garden and used the food stamps for the other things we needed. I admit we ate lot's of vegie meals and rice and pancakes and homemade breads but we were still happy and actually very close...We made it and when the time came I went off the stamps so as someone in more need could use them...

      We do have a wonderful system here even if people don't think my age they take good care of me...I think people don't hear enough about all the GOOD things and like to dwell on the bad...One day at a time...G-Ma :o) Hugs & Peace


    This website uses cookies

    As a user in the EEA, your approval is needed on a few things. To provide a better website experience, uses cookies (and other similar technologies) and may collect, process, and share personal data. Please choose which areas of our service you consent to our doing so.

    For more information on managing or withdrawing consents and how we handle data, visit our Privacy Policy at:

    Show Details
    HubPages Device IDThis is used to identify particular browsers or devices when the access the service, and is used for security reasons.
    LoginThis is necessary to sign in to the HubPages Service.
    Google RecaptchaThis is used to prevent bots and spam. (Privacy Policy)
    AkismetThis is used to detect comment spam. (Privacy Policy)
    HubPages Google AnalyticsThis is used to provide data on traffic to our website, all personally identifyable data is anonymized. (Privacy Policy)
    HubPages Traffic PixelThis is used to collect data on traffic to articles and other pages on our site. Unless you are signed in to a HubPages account, all personally identifiable information is anonymized.
    Amazon Web ServicesThis is a cloud services platform that we used to host our service. (Privacy Policy)
    CloudflareThis is a cloud CDN service that we use to efficiently deliver files required for our service to operate such as javascript, cascading style sheets, images, and videos. (Privacy Policy)
    Google Hosted LibrariesJavascript software libraries such as jQuery are loaded at endpoints on the or domains, for performance and efficiency reasons. (Privacy Policy)
    Google Custom SearchThis is feature allows you to search the site. (Privacy Policy)
    Google MapsSome articles have Google Maps embedded in them. (Privacy Policy)
    Google ChartsThis is used to display charts and graphs on articles and the author center. (Privacy Policy)
    Google AdSense Host APIThis service allows you to sign up for or associate a Google AdSense account with HubPages, so that you can earn money from ads on your articles. No data is shared unless you engage with this feature. (Privacy Policy)
    Google YouTubeSome articles have YouTube videos embedded in them. (Privacy Policy)
    VimeoSome articles have Vimeo videos embedded in them. (Privacy Policy)
    PaypalThis is used for a registered author who enrolls in the HubPages Earnings program and requests to be paid via PayPal. No data is shared with Paypal unless you engage with this feature. (Privacy Policy)
    Facebook LoginYou can use this to streamline signing up for, or signing in to your Hubpages account. No data is shared with Facebook unless you engage with this feature. (Privacy Policy)
    MavenThis supports the Maven widget and search functionality. (Privacy Policy)
    Google AdSenseThis is an ad network. (Privacy Policy)
    Google DoubleClickGoogle provides ad serving technology and runs an ad network. (Privacy Policy)
    Index ExchangeThis is an ad network. (Privacy Policy)
    SovrnThis is an ad network. (Privacy Policy)
    Facebook AdsThis is an ad network. (Privacy Policy)
    Amazon Unified Ad MarketplaceThis is an ad network. (Privacy Policy)
    AppNexusThis is an ad network. (Privacy Policy)
    OpenxThis is an ad network. (Privacy Policy)
    Rubicon ProjectThis is an ad network. (Privacy Policy)
    TripleLiftThis is an ad network. (Privacy Policy)
    Say MediaWe partner with Say Media to deliver ad campaigns on our sites. (Privacy Policy)
    Remarketing PixelsWe may use remarketing pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to advertise the HubPages Service to people that have visited our sites.
    Conversion Tracking PixelsWe may use conversion tracking pixels from advertising networks such as Google AdWords, Bing Ads, and Facebook in order to identify when an advertisement has successfully resulted in the desired action, such as signing up for the HubPages Service or publishing an article on the HubPages Service.
    Author Google AnalyticsThis is used to provide traffic data and reports to the authors of articles on the HubPages Service. (Privacy Policy)
    ComscoreComScore is a media measurement and analytics company providing marketing data and analytics to enterprises, media and advertising agencies, and publishers. Non-consent will result in ComScore only processing obfuscated personal data. (Privacy Policy)
    Amazon Tracking PixelSome articles display amazon products as part of the Amazon Affiliate program, this pixel provides traffic statistics for those products (Privacy Policy)